Disability Insurance Premium Rate Chart

Premium rates per $100 of mortgage payment.

Premium rates per $100 of mortgage payment.
Age Single Coverage Joint Coverage
18-30 $1.25 $2.40
31-36 $1.65 $3.15
37-41 $2.00 $3.80
42-45 $2.45 $4.65
46-50 $2.90 $5.50
51-55 $3.50 $6.65
56-60 $4.50 $8.85
61-65 $5.50 $10.45
66-69(1) $6.50 $12.45

Provincial sales tax will be added to your premium where applicable.
1. Age Band Rates 66-69 apply to refinancing clients only — new clients are not eligible.