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View All Mortgages

View All Mortgages

The Right Mortgage for Your Needs

Everyone's mortgage needs are unique. That's why we offer a wide range of mortgage solutions and competitive rates to suit your budget, circumstances and goals. Whether you're buying a new home, renewing your mortgage or planning a renovation, contact us today for helpful advice on our full range of options.

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Talk to a Mortgage Specialist
Call 1-800-769-2511 (24 hours a day, 7 days a week)

  Mortgage Type Overview Features and Benefits
Fixed Rate Mortgage Fixed Rate Mortgage Ideal if you want the security of a fixed interest rate and don't want to think about interest rate fluctuations.
  • Locked-in rate for your term
  • Range of mortgage terms
  • Choice of closed, open or convertible mortgage

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Variable Rate Mortgage Variable Rate Mortgage A variable rate mortgage generally offers the lowest mortgage rate available and can therefore potentially save you thousands of dollars in interest costs over the life of your mortgage.
  • Interest rate fluctuates with changes in our prime rate
  • Monthly payments remain fixed
  • Convertible to another term

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RBC Homeline Plan® RBC Homeline Plan® Offers you an easy way to manage all your credit needs under one plan. (Requires 20% equity in your home or a 20% down payment.)
  • Enjoy the benefits of mortgages and a line of credit in one plan
  • Allows you to consolidate existing debt to save on interest charges
  • Lets you split your mortgage between variable and fixed rates

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Energy Saver™ Mortgage Energy Saver™ Mortgage A financing solution with a rebate to help you reduce your home energy costs and improve your home's energy efficiency.
  • Provides a $300 rebate on a home energy audit
  • Choice of a residential mortgage or the RBC Homeline Plan

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Cash Back Mortgage Cash Back Mortgage Get the cash you need to help with your closing costs and other expenses.
  • Provides a cash back payment at the time the mortgage is advanced
  • Amount of money you receive is based on the size and term of your mortgage-up to 7% of its value

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Self-Employed Mortgage™ Self-Employed Mortgage™ Ideal if you are a business owner or self-employed.
  • Competitive rates for buying, refinancing, renovating and more
  • Financing possible for up to 95% of the value of your home

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Vacation Home Mortgage™ Vacation Home Mortgage™ Ideal if you are purchasing a vacation property or second home for occasional or year-round enjoyment.
  • Lets you finance up to 95% of the value of your vacation home
  • Range of mortgage features and terms

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Lock your rate, and know exactly how much home you can afford. Start your pre-approval online and an RBC mortgage specialist will be in touch within 24 hours to help you complete your pre-approval application.

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