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Personal Banking > Mortgages > View All Mortgages
Everyone's mortgage needs are unique. That's why we offer a wide range of mortgage solutions and competitive rates to suit your budget, circumstances and goals. Whether you're buying a new home, renewing your mortgage or planning a renovation, contact us today for helpful advice on our full range of options.
Start Your Online Pre-approval
Talk to a Mortgage Specialist
Call 1-800-769-2511 (24 hours a day, 7 days a week)
| Mortgage Type | Overview | Features and Benefits | |
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| Fixed Rate Mortgage | Ideal if you want the security of a fixed interest rate and don't want to think about interest rate fluctuations. |
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| Variable Rate Mortgage | A variable rate mortgage generally offers the lowest mortgage rate available and can therefore potentially save you thousands of dollars in interest costs over the life of your mortgage. |
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| RBC Homeline Plan® | Offers you an easy way to manage all your credit needs under one plan. (Requires 20% equity in your home or a 20% down payment.) |
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| Energy Saver™ Mortgage | A financing solution with a rebate to help you reduce your home energy costs and improve your home's energy efficiency. |
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| Cash Back Mortgage | Get the cash you need to help with your closing costs and other expenses. |
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| Self-Employed Mortgage™ | Ideal if you are a business owner or self-employed. |
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| Vacation Home Mortgage™ | Ideal if you are purchasing a vacation property or second home for occasional or year-round enjoyment. |
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Lock your rate, and know exactly how much home you can afford. Start your pre-approval online and an RBC mortgage specialist will be in touch within 24 hours to help you complete your pre-approval application.