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Personal Banking > Loans & Lines of Credit > Personal Loans

Personal Loans

Personal Loans

RBC Royal Bank® has a loan to meet your needs

Whether you're making a large purchase, looking for flexible financing for your vehicle purchase, borrowing to invest in your RRSPs or looking to retrofit your home with an energy-efficient product or service, RBC has a personal loan to meet your needs.

  • Apply Online
  • Call 1-800-769-2511 to talk to a Credit Specialist
Personal Loans Table
Loan Type Overview Features and Benefits
Personal Loans Ideal for small or large purchases or for increasing your investments when you want to repay a loan within a set period of time.
  • Consistent monthly payment
  • Choose between fixed and variable interest rates to find the credit solution that is right for you
  • Flexible repayment terms and payment options

Learn More
Car Loans Flexible financing for your vehicle purchase available through your RBC Royal Bank branch or through a dealer who offers financing through RBC.
  • Choose a term of 1 to 7 years
  • Flexible payment options
  • Choose between fixed or variable interest rates

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RBC Energy Saver™ Loan Ideal if you're looking to finance an energy efficient product or service for your home.
  • Receive 1% off the interest rate OR a $100 home energy audit rebate on a fixed rate installment loan over $5,000
  • Many qualifying environmentally-friendly products and services
  • Choose between fixed or variable interest rates

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RRSP Loans An ideal way to maximize your annual RRSP contribution, or take advantage of unused contribution room.
  • Interest rate as low as prime
  • Flexible repayment terms and payment options
  • Fixed repayment schedule

Learn More
 

Take the Next Step — Apply Online

  • Complete your online application today and find out within two business days if you have been approved.
  • Call 1-800-769-2511 to talk to a Credit Specialist today about which credit option best suits your needs and apply over the phone.