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RDSP - Registered Disability Savings Plan

Registered Disability Savings Plan (RDSP)

RBC advisors are helping Canadians with disabilities and their families create greater financial security with the Registered Disability Savings Plan (RDSP).

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What is an RDSP?

Understand the basics and key benefits including government grants totaling up to $70,000 and bonds totaling up to $20,000.

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Who is Eligible?

If you or someone in your family receives the Disability Tax Credit, you may be able to take advantage of an RDSP.

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Investment Options

From mutual funds to GICs and savings deposits, an RBC advisor will help you choose the investment that's right for you.

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Frequently Asked Questions

Find the answers to the most common questions asked about the RDSP.

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Disclaimer: This material is intended as a general source of information only, and should not be construed as offering specific tax, legal, financial or investment advice. Every effort has been made to ensure that the material is correct at time of publication, but we cannot guarantee its accuracy or completeness. Interest rates, market conditions, tax rulings and other investment factors are subject to rapid change. Individuals should consult with their personal tax advisor, accountant or legal professional before taking any action based upon the information contained in this material.

Financial planning services and investment advice are provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.

® Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.


RDSP Fast Fact

At RBC, we don't charge RDSP withdrawal or annual administration fees.


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