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Public Sector

Flex Financing


What is Flex Financing ?

Lending product designed to provide public sector entities with access to the Canadian money markets.

How does it work ?

Borrowers issue promissory notes at fixed rates and for specific maturity dates. Royal Bank guarantees repayment assuring access at preferred rates.

What Benefits are there for the Public Sector ?

  • attractive rates, usually less than prime.
  • fixed terms and rates eliminate exposure to interest rate fluctuation risk.
  • Royal Bank can issue notes on your behalf: minimizes administrative effort for the borrower.(available in most jurisdictions)
  • immediate availability: no advance notice required.
  • principle and interest payable at maturity (no interim monthly interest payments)

How can I get more information ?

Contact your local area account manager.

Take Action
  Talk to a Public Sector Specialist

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07/31/2008 08:06:38