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Registered Education Savings Plan (RESP)

Registered Education Savings Plan (RESP)

A post-secondary education is one of the greatest gifts you can give a child. To help you save, one of your most valuable tools is a Registered Education Savings Plan (RESP).


What is an RESP?

Understand the basics of an RESP.

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Benefits of an RESP

RESP subscribers are entitled to tax-deferred earnings and contributions made by the government to your plan.

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Why choose an RBC RESP?

A wide range of investment options and tax-sheltered growth are just two reasons.

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Frequently Asked Questions

Find answers to some of the most common questions asked about RESPs.

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Talk to an RBC advisor

One of our advisors can help you plan which investments are most suited to your young scholar's needs.

Call now 1-800-463-3863   Locate your nearest RBC branch (opens new window)


Contribute Today


Giving the Gift of Knowledge

View our Guidebook for information on all your education savings options, including RESPs.

View Guidebook (opens PDF in new window)



Looking for an easy way to grow your RESP faster? With an RESP-Matic, you contribute to your RESP regularly and automatically.