Service fee and account changes

Personal, business, credit card and personal financing accounts

Effective June 1, 2012

Important information about your RBC Royal Bank^® account(s)
At RBC Royal Bank we are committed to providing you with a wide range of products and services that offer flexibility, convenience, value and choice so you receive the best features and benefits to meet your needs. Effective June 1, 2012, we are making some changes to our account and service fees. If you have any questions about these changes — and which options best suit your needs — we’d be happy to discuss them.

Personal banking service fee and account changes

Personal financing service fee changes

Business banking service fee and account changes

Credit card service fee and annual interest rate changes

Note: Prices shown apply to both Canadian- and U.S.-dollar accounts, unless otherwise noted. U.S. fees are payable in U.S. currency. Service fee changes are also applicable to personal accounts offered by Royal Trust Corporation of Canada, The Royal Trust Company and Royal Bank Mortgage Corporation. Taxes are extra where applicable.

Separate fee agreement for business accounts and service clients
The fees set out in this brochure are our standard fees. Business clients who have signed a separate agreement with the bank regarding non-standard pricing will not be affected by these changes during the term of such signed agreements.

^† Effective June 1, 2012.
^{® /} ™ Trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
^‡ All other trademarks are the property of their respective owner(s).
* Applies to secured and unsecured Royal Credit Line accounts, including Royal Credit Line Account for Students and the primary Royal Credit Line account within an RBC Homeline Plan^® account.
** Applies to secured and unsecured Royal Credit Line accounts, including Royal Credit Line Account for Students and all Royal Credit Line accounts within an RBC Homeline Plan account.
^¥ If your Current Annual Fee is different from the fee shown in the chart because the terms and conditions for other banking and related services you have with us provide otherwise, it still means we are adding the 7-Day Out of Province/Country Emergency Medical Insurance to your account. Your current annual fee remains the same.
1 All fees and charges are expressed exclusive of sales tax, deductions and withholdings. Sales taxes are applicable, and the amount of the sales tax will be charged by Royal Bank of Canada and payable by the client to Royal Bank of Canada in addition to the fees and charges expressed. If any deductions or withholdings are payable, the fees and charges shall be increased to the extent necessary for Royal Bank of Canada to receive and retain a net sum equal to the fees and charges expressed, and the client is responsible for remitting the amount deducted or withheld to the appropriate taxing authority.