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Personal Banking

Service fee and account changes

Personal, business and credit card accounts

Effective June 1, 2015

Important information about your RBC Royal Bank® account(s)
At RBC Royal Bank we are committed to providing you with a wide range of products and services that offer flexibility, convenience, value and choice, so you receive the best features and benefits to meet your needs. Effective June 1, 2015, we are making some changes to our account and service fees. If you have any questions about these changes – and which options best suit your needs – we'd be happy to discuss them with you.

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Some of these fee changes may not apply to your situation; should you have any questions regarding these changes, or if you would like to review your current personal or business banking requirements to make sure you have the right combination of services to meet your needs, we will be happy to discuss the options that are right for you.

Phone Number Call us at 1-800-769-2511

Visit us at any RBC Royal Bank branch, Business Banking Centre or at your Private Banking Centre Visit us at any RBC Royal Bank branch (opens new window), Business Banking Centre (opens new window) or Private Banking Centre (opens new window)


Note: Prices shown apply to both Canadian – and U.S. – dollar accounts, unless otherwise noted. U.S. fees are payable in U.S. currency. Service fee changes are also applicable to personal accounts offered by Royal Trust Corporation of Canada, The Royal Trust Company and Royal Bank Mortgage Corporation. Taxes are extra where applicable.

1 Effective Jan 15, 2015.
2 Totals are not cumulative, and if not used, they cannot be carried over into the next Monthly Cycle.
3 Effective June 1, 2015
4 Clients who are under the age of 65 and received the Seniors Rebate prior to June 1, 2015 will continue to receive the Seniors Rebate on the Monthly Fees to the same account after June 1, 2015, for as long as the account remains open. The Seniors Rebate cannot be combined with the MultiProduct Rebate. Some conditions apply. Visit (opens new window) or your RBC branch for complete details.
5 This transaction counts as a Debit Transaction in the number of free Debit Transactions per Monthly Cycle included in your Account; the new fee (Excess Debit Transaction Fee) applies to every Debit Transaction thereafter.
6 This fee is waived for the following packaged banking accounts: RBC VIP Banking, RBC Signature No Limit Banking, Private Banking®, RateLink Echelon®, RateLink Preference and RateLink Essential. The annual interest rate for Overdraft Protection is 22%. The overdraft interest rate for the Private Banking RateLink account may vary.
7 Effective June 1, 2015. New MultiProduct Rebate changes start on the first day of your Monthly Cycle in June 2015 and will appear on your July 2015 Account statement.
8 Clients 60 years or older require only an eligible credit card and investment to qualify for the MultiProduct Rebate.