® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

¹ Standard account charges may apply. Maximum transaction limits may apply and are subject to change. Availability of the money will depend on the time it is sent from RBC Royal Bank or RBC Bank. Transaction may not appear on your RBC Bank (U.S.) account transaction history until the following day but will reflect the date of transfer.

² The average savings of $300 is calculated based on the international transaction fees of 3% and 2.5% applied to the transaction value if an RBC Royal Bank client uses their Canadian credit card or debit card respectively. $10,000 of annual expenditures on a credit and/or debit card translates into a $30 savings for every $1,000 spent.

³ All loans and lines of credit are subject to approval.

⁴ Standard account fees and transaction limitations will apply.

⁵ Offer applies to new accounts only. Product transfer accounts are not eligible. Bonus RBC Rewards point offers cannot be combined. All rewards are subject to availability. For complete terms, conditions and restrictions that apply to the RBC Rewards program, please visit: www.rbcbankrewards.com or call 1-888-257-6837.

⁶ When transferring points, points are converted at a 2 to 1 ratio from RBC Bank (U.S.) to RBC Royal Bank (Canada) - meaning for every 2 RBC Bank Rewards Points transferred, you will receive 1 RBC Royal Bank RBC Rewards points. Once points are transferred, points will be guided by the Terms and Conditions of the RBC Rewards Program at RBC Royal Bank. For complete terms, conditions and restrictions that apply to the RBC Rewards program, please visit: www.rbcbankrewards.com or call 1-888-257-6837.

⁷ Mortgages are subject to approval, including verification of acceptable income, credit worthiness, and property valuations. Minimum and maximum property values and maximum loan-to-value ratios apply. Homeowner’s insurance is required for all loans and lines of credit and flood insurance is required if property is located in a Special flood Hazard area. Escrows may be required. There are closing costs associated with these products.

⁸ Limits apply. A maximum of three deposits per day totalling no more than $3,500 in deposited items applies. You may transmit a maximum of nine deposits over any five consecutive business days totalling no more than $7,000 in deposited items. Contact us for higher limits if needed.

⁹ Additional credit card transaction fees will apply as follows: Balance Transfers - Either $10 or 3% of the amount of each transfer, whichever is greater (after the end of the introductory period, the maximum fee is $99). The Balance Transfer fee has no maximum during the introductory period (first 6 monthly billing cycles); thereafter, this fee will be a maximum of $99 per Balance Transfer. Cash Advances - Either $5 or 3.5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee - 1.5% of the U.S. Dollar amount of foreign transaction regardless of whether the transaction is made in U.S. Dollars or in a foreign currency (Exception: Puerto Rico and U.S. Virgin Islands). Late Payment Fee- up to $35. Returned Payment Fee - up to $35.

¹⁰ Federal regulation limits the number of withdrawals and/or transfers that may be made from a money market savings account by telephone/PC transfer, pre-authorized transfer or check card. You are limited to six withdrawals and/or transfers from your money market savings account each monthly statement cycle by pre-authorized transfer or telephone/PC transfer (including any bill payments). And, if the account permits transfers by check or check card, no more than three of the six limited transfers may be made by check or check card. Fees apply to any withdrawals or transfers that exceed these limits.

¹¹ Exact amount of FDIC insurance depends on amount of deposit and nature of ownership interest. For details visit fdic.gov