Reasons Canadians Our U.S. Banking Bundle
- Free, unlimited transfers and instant exchange3 between your Canadian and U.S. RBC bank accounts.
- Free access4 to over 50,000 ATMs nationwide.
- Make U.S. purchases in U.S. dollars with no foreign transaction fees. You can save up to $25 for every $1,000 you spend (compared to using a typical Canadian credit card)5.
- We use your Canadian credit history and address to help you qualify.
U.S. Bank Account
$0 with eStatements2
- Free and unlimited online CAD <> USD exchange and transfers between your RBC Royal Bank (Canadian) and RBC Bank (U.S.) accounts – 24/7 with no delay3.
- Use your RBC Visa Debit card to get cash at over 50,000 ATMs nationwide.
- Pay your U.S. credit cards and other bills online, from Canada or the U.S.
Visa Signature Black
U.S. Credit Card
Annual Fee: $01
Additional Card: $0
Purchase Rate: Low Introductory APR
- Earn 1 RBC Rewards point for every $1 you spend9.
- Redeem for travel, gift cards, merchandise or 1.00% cash back10.
- Travel with your choice of any airline, any flight, any time when you redeem. No blackout periods or seat restrictions.
- Enjoy built-in insurance coverage that protects your travels, purchases and more when you use your card to pay11. More insurance details
- We’ll use your Canadian credit history and your RBC Royal Bank relationship to help you qualify.
- Get emergency cash and card replacement.
- Enjoy travel perks such as signature concierge services to scheduled events and access to tickets.
Apply Online in Just 5 Minutes
Simplify your cross-border lifestyle today with easy U.S. banking.
- Open a Direct Checking U.S. Bank account and apply for an RBC Visa Signature Black U.S. credit card today and enjoy no annual fee cross-border banking for 1 year on approval2.
- Offer ends October 31st, 2020.
RBC Bank, Equal Housing Lender Member FDIC.
RBC Bank is RBC Bank (Georgia), National Association (“RBC Bank”), a wholly owned U.S. banking subsidiary of Royal Bank of Canada, and is a member of the U.S. Federal Deposit Insurance Corporation (“FDIC”). U.S. deposit accounts are insured by the FDIC up to the maximum amount permissible by law. U.S. banking products and services are offered and provided by RBC Bank. Canadian banking products and services are offered and provided by Royal Bank of Canada. U.S. deposit accounts are not insured by the Canada Deposit Insurance Corporation (“CDIC”).