Chat Session Disclosure Concerning Investment Products

This RBC online chat service is provided as a convenience to facilitate your understanding of RBC's products and services. Any information that is provided to you on this chat service is for general informational purposes only and should not be considered as advice or as a recommendation specific to your particular banking or investment needs. To obtain individual banking or investment advice directly applicable to your set of financial circumstances, please contact a representative of Royal Mutual Funds Inc. (RMFI) at your local RBC branch or call Royal Direct at 1–800–463–3863.

Financial planning services and investment products such as mutual funds are offered through RMFI and guaranteed investment certificates and credit products are offered through Royal Bank of Canada. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the Fund Facts before investing. Mutual fund securities are not guaranteed or covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.