All the benefits of a guaranteed investment - and more

Whatever your investing needs and timeframe, RBC Royal Bank has a GIC that’s right for you. The following selection of GICs are available at special rates for a limited time only.

Limited Time GIC Specials	Interest Rate
SHORT-TERM   SHORT-TERM If you are looking for a way to save your money for a short time, but still want to ensure that you get a guaranteed rate of interest and your principal is fully protected, a short-term GIC is an ideal option for you.
1-Year Non-Redeemable GIC	1.45%
18-Month Non-Redeemable GIC	1.70%
MEDIUM-TERM   MEDIUM-TERM If you are looking for a higher rate and have a little more time to keep your money invested, a medium-term GIC is an ideal option for you.
3-Year Non-Redeemable GIC	2.00%
LONG-TERM   LONG-TERM If you are looking for flexibility in your investments with access to your money at regular intervals, while maximizing your return potential by earning a higher interest rate, a long-term GIC is an ideal option for you.
Five-in-One GIC The Five-in-One GICs offers the convenience of laddering maturities without having to track and manage separate certificates.	2.20%
5-Year Non-Redeemable GIC	2.40%

* Terms and Conditions:

• Limited-time offer.
• Offer may be changed or withdrawn at any time without notice.
• CDIC eligible.
• Interest is compounded annually and paid at maturity.
• Interest rates are per annum.
• 1-year non-redeemable GIC, 18-month non-redeemable GIC, 3-Year non-redeemable GIC and 5-year non-redeemable GIC are available for non-registered and registered investment plans.
• Five-in-One GIC is available for non-registered investments only.
• Subject to applicable GIC product minimums.
• Offer not available for GICs with instruction to auto-renew at maturity.
• Offer not available for US funds.
• Not offered in conjunction with any other rate bonus or promotion.

Rates effective May 24, 2012

For more information, please visit www.rbcroyalbank.com/products/gic