Mortgage Solutions for Investors or Landlords

Whether you’re just getting started or you’ve been investing in real estate for years, RBC® offers customized investment property mortgage financing to help you:

Acquire a new property

Diversify your portfolio with the purchase of a new house, townhome, condo, or multi-unit apartment.


Consider converting your current property into an rental property instead of selling.

Buy a second property

Buy a second property to serve as an investment or housing for a child away at school.

Reasons to ❤ RBC Mortgage Solutions

Reasons to ❤ RBC Mortgage Solutions

Including advice from a knowledgeable mortgage specialist

A mortgage specialist will review your entire financial picture and recommend the best financing solution to help you reach your goals. For example, we offer the:
  • RBC Investment Property Mortgage: Provides financing for up to 80% of the appraised value of your rental property.
  • RBC Homeline Plan®: Allows you to combine an RBC Royal Bank® mortgage and a Royal Credit Line® under one plan, which you can then use for different borrowing needs.1

Lock in your fixed mortgage rate up to 120 days2

We’ll honour the quoted rate on a fixed rate mortgage for 120 days, even if rates go up. If rates go down, you'll get the lowest rate in effect for your chosen term.2

Residential mortgage rates for up to 6 unit properties1

We are the only financial institution in Canada that offers residential mortgage rates (vs higher commercial rates) for investment properties up to 6 units.

Get a quick approval

It takes 5 minutes to start your application online. A mortgage specialist will then contact you within 24 hours to help you complete it.
Quick, Easy & Secure. Online Pre-Approval
Start your pre-approval now.
Start your pre-approval now.

Lock your rate and know exactly how much you can borrow towards an investment property.

  • PhoneCall 1-800-769-2511
  • PhoneCall 1-800-769-2511