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Ask an RBC® advisor how an RDSP can help your financial future.

If you or someone in your family is eligible for the Federal Government's Disability Tax Credit, ask an RBC advisor about the Registered Disability Savings Plan (RDSP).

Offering tax-deferred growth, an RDSP can help ensure long-term financial security for individuals and families affected by a disability. It also allows eligible individuals to receive matching Canada Disability Savings Grants (CDSGs) up to a lifetime amount of $70,000 and the plan may be eligible for Canada Disability Savings Bonds (CDSBs) up to a lifetime amount of $20,000—offering the potential for even greater savings.

Take a few minutes today to book an appointment with an RBC advisor. An advisor can answer your questions and create a plan that's right for you or your loved one.

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How We Can Help You and Your Family

Here are just a few of the benefits you can expect with an RBC RDSP:

  • Tailored Advice: An RDSP presents a unique financial planning opportunity for individuals with a disability and their families. Your advisor will get to know your and your family's circumstances and life goals to identify the right strategy.
  • Choice: With an RBC RDSP, you have access to a wide variety of investment options, including RBC Funds, RBC Guaranteed Investment Certificates (GICs) and an RBC Savings Deposit.
  • Savings: At RBC, there are no RDSP withdrawal fees or annual administration fees.
  • Simplicity: Contribute to your plan through RDSP-Matic®, which lets you set up automatic, pre-authorized contributions to an RDSP, making saving and investing quick and simple.
  • Convenience: Meet with an advisor at your home, an RBC branch or another location at a time that is convenient for you.

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Talk to an RBC advisor

An RBC advisor can show you how the Registered Disability Savings Plan can help provide long-term financial support for you or your loved one.

Call 1-866-335-4054

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Financial planning services and investment advice are provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.



We're here to help. Call us today to discuss your needs:

  • Phone Call 1-866-335-4054

Find Out More

Read details on key RDSP features, eligibility, investment options, the CDSG and CDSB, and more: