Time to start—or get back on track—with your retirement plan.

Meet your retirement goals with regular, automatic contributions.

No matter what’s going on in the market, always have a sound investment plan to ensure you get the retirement you want. An RBC^® advisor can explain the advantages of both RRSPs and TFSAs and show you how the RBC RSP-Matic^® and RBC TFSA-Matic™ automatic contribution plans can make building your nest egg simple and effective:

Hesitant to start investing?

Here are some great reasons to get off the sidelines and start making regular, automatic contributions to an RRSP and TFSA:

Discipline

• Investing small amounts regularly can help you ride out market volatility
• Investing small amounts may be easier than making yearly lump-sum contributions
• A disciplined plan may help you to contribute the maximum each year

Convenience

• Contributions are automatically debited from your chequing or savings account at RBC or another financial institution
• Contribute on a weekly, biweekly, monthly or other timeframe

Growth

• Contributions can begin to grow on a tax-advantaged basis immediately
• Your earnings generate additional earnings, which helps even small savings grow significantly over the long-term

Regular contributions put time on your side

Investing $100 monthly instead of $1,200 at the end of every year will increase your return by almost $3,000 over 20 years earning 7% compounded annually.

Financial planning services and investment products such as mutual funds are offered through Royal Mutual Funds Inc. (RMFI) and guaranteed investment certificates and credit products are offered through Royal Bank of Canada. RMFI, RBC Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada, The Royal Trust Company and Phillips, Hager & North Investment Management Ltd. are separate corporate entities which are affiliated. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.