Additional features and benefits of the RBC Royal Bank^® Visa CreditLine for Small Business™ include:

• Zero liability for fraudulent or unauthorized charges (provided you have taken reasonable precautions to protect your PIN and your card as set out in your cardholder agreement)
• A descriptive monthly account statement to help you analyze your spending patterns
• No service fee convenience cheques⁶ (call 1-800-769-2512 for details)
• Exceptional savings and special offers with the VISA Savings for Business program offered by Visa Canada

You can also purchase optional Life and Disability Insurance coverage⁵ at a cost of $0.98 per $1,000 of average outstanding debt balance (plus provincial sales tax if applicable). In the event that you (the insured cardholder) die or become disabled, this valuable coverage can provide the following benefits⁵:

• Payment of a monthly disability benefit based on 2% of your qualifying balance–up to 60 months or $50,000, if you are unable to work as a result of a total disability
OR
• Payment of your qualifying statement balance–up to $50,000, in the event of your death

Please see the Insurance Certificate for details.