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Student Bank Accounts
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Bank Accounts- Mobile Banking
Free banking or unlimited transactions? You choose.
We offer two bank accounts to meet your needs—one features no monthly fee and the other gives you unlimited debit transactions1. Plus, get "anytime, anywhere" access with 24/7 online and mobile banking.
| RBC Student Banking Open An Account  |
RBC No Limit Banking for Students Open An Account |
|
|---|---|---|
| Monthly Fee | $0 | $10.95 No monthly fee with a MultiProduct Rebate  |
| Free debits per month2 | 25, plus 1 free debit per automated payroll deposit in same month | Unlimited |
| Debits exceeding monthly limit | $0.65 each | Not applicable |
| Online, Mobile and Telephone Banking4 | Free access included | |
| RBC Royal Bank Student Credit Cards5 | $39 rebate towards the annual fee of a Signature RBC Rewards Visa card or WestJet RBC MasterCard or $19 rebate towards the annual fee of an RBC Visa Cash Back card | |
| Interac‡ and PLUS‡ System ATM network access fees7 | Interac: $1.50 PLUS System: $3.00 (within Canada and U.S.) PLUS System: $5.00 (outside Canada and U.S.) |
|
| Interac e-Transfer |
$1.00 each | |
| Cross-Border Debits8 |
$ 1.00 | |
| Statements | Free eStatement, including cheque images viewed online (Images less than 90 days) Free monthly paper statement (consolidated/combined9) |
|
| Cheque Images | $2.00 per month (returned with paper statement) |
|
Open an Account Today!
| RBC Student Banking | RBC No Limit Banking for Students |
|---|---|
| Up to 25 free debit transactions per month, with no monthly fee. Open An Account |
Unlimited debit transactions for $10.95 per month. Open An Account |
Depending on the type of account you have, various account and service fees may apply. Fees subject to change without notice. For a listing of account fees please consult the Personal Banking Accounts – Features and Fee brochure at your nearest branch.
Transaction fees for fund transfers and bill payments may apply when using Online Banking and Telephone Banking depending on your account package and are separate from access fees. Access fees are separate from transaction fees.
1) RBC Student Banking® and RBC No Limit Banking for Students® accounts are available to any full-time student upon presentation of student identification.
2) Must be used during the monthly cycle in which it was provided.
3) Offer refers to the RBC Student Banking account with no monthly fee, 25 free debit transactions a month and a no annual fee credit card. Or, open the RBC No Limit Banking for Students® account and your monthly fee will be fully rebated when you also hold a qualifying investment and credit card. For full offer and product details please visit www.rbc.com/student .
4) Transaction fees may apply for bill payments or funds transfers made through Online Banking and are separate from access fees.
5) Subject to credit approval.
6) ATM operator surcharge (also called a convenience fee) may apply.
7) Foreign currency purchases are converted to Canadian dollars at an exchange rate 2.5 per cent over the Interbank Spot Rate (as defined by Acxsys Corp.), effective at time of processing. Since exchange rates fluctuate, the rate applied will usually differ from the posted exchange rate at the time of your purchase.
8) Eligible criteria must be met.
