Get The Financing You Need So You Can Focus On School

As a student pursuing a career in healthcare, you want a unique borrowing solution for your personal and professional needs. The Royal Credit Line® for Medical and Dental Students gives you the freedom to borrow what you need, when you need it, with a low interest rate and the longest grace period. Worry free financing has never been easier.

Top Reasons To Choose The Royal Credit Line For Students pursuing a career in Medicine or Dentistry

  • Low interest rate of Prime Rate1new window minus .25% that won’t change after you graduate
  • Get 2 years after graduation and residency before you have to start repaying the principal, with full access to your credit line during the grace period
  • Credit limit up to $275,000*
  • Co-signor not required

Programs Included

  • Dentistry (DMD or DDS)
  • Medicine (MD)
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Studying outside of Canada? We have solutions to help you pay for school abroad!

To apply for the Royal Credit Line for Students you will need to provide:

  • Confirmation that you are enrolled at a Canadian post-secondary educational institution
    • Invoice or receipt of payment for tuition
    • Proof of enrolment letter from the Registrar’s Office
    • Registered Education Savings Plan Verification of Enrolment Form
    • Course schedule
  • An estimate of your education costs (including tuition, supplies, fees, accommodations, food, travel, etc.) Get started with our Student Budget Calculator.
  • A list of your financial resources (including RESPs, scholarships/bursaries, government funding, summer employment, etc.)
  • Proof that you are a Canadian citizen or landed immigrant

Note: Applications are subject to credit approval. If your credit history is limited, or you are studying at an educational institution outside of Canada, a co-signor may be required

Talk To An RBC Medical/Dental Student Specialist Today

Whether you’re setting up your own practice or working as an associate, RBC’s Medical/Dental Specialists are available to help you throughout every stage of your healthcare professional journey. Find one near you!