Get The Financing You Need So You Can Focus On School

The Royal Credit Line®* for Students gives you the freedom to borrow what you need, when you need it, with a low interest rate and the longest grace period. Worry free financing has never been easier.

Top Reasons To Choose The Royal Credit Line For Students

  • Competitive interest rates based on your program while in school and throughout your grace period
  • Get 2 years after graduation before you have to start repaying the principal, with full access to your credit line during the grace period
  • Credit limit is based on your borrowing needs. Limits start at $5,000, and go up based on program, budget and qualifications*
  • Co-signor is required
View other programs of study:

Studying outside of Canada? We have solutions to help you pay for school abroad!

To apply for the Royal Credit Line for Students you will need to provide:

  • Confirmation that you are enrolled at a Canadian post-secondary educational institution
    • Invoice or receipt of payment for tuition
    • Proof of enrolment letter from the Registrar’s Office
    • Registered Education Savings Plan Verification of Enrolment Form
    • Course schedule
  • An estimate of your education costs (including tuition, supplies, fees, accommodations, food, travel, etc.) Get started with our Student Budget Calculator.
  • A list of your financial resources (including RESPs, scholarships/bursaries, government funding, summer employment, etc.)
  • Proof that you are a Canadian citizen or landed immigrant

Note: Applications are subject to credit approval. If your credit history is limited, or you are studying at an educational institution outside of Canada, a co-signor may be required

Talk To A Credit Specialist Today

Your Credit Specialist can sit down with you one-on-one to help you create a secure financial future.