1) This insurance plan is subject to a maximum benefit of $20,000 if you do not have valid government health insurance plan coverage in force for the full duration of your trip.

2) Family rates are available under the 4-Day Getaway Plan, Basic Plan & Enhanced Plan. Special family pricing is available for family members under 60 years of age. You may insure your natural and adopted children and stepchildren under this plan if they meet one of the following criteria:

• They are unmarried and under the age of 21
• They are unmarried, over 20 years old and have a mental or physical handicap
• They are unmarried, under 26 years old and are full-time students

3) Whenever possible, we will arrange direct billing of eligible medical expenses covered under your insurance policy, which can help reduce your stress and hassle.

4) Also available for the spouse, child, step-child, or adopted child of the client. You must also be a Canadian resident and be covered by a government health insurance plan for the entire duration of your trip. RBC clients include customers of any company under RBC.