1) Refers to the RBC Student Banking account with no monthly fee and 25 debit transactions per month. Cost of debit transaction over 25 per month is $1.00 per debit.

2) If you are a post-secondary student and are the Primary Owner or co-owner of an RBC Student Banking or RBC No Limit Banking for Students account (each an Eligible Bank Account) and the primary cardholder of one of the eligible RBC Royal Bank credit cards listed below, you may be entitled to a rebate on your annual fee, every year, as long as you:

1. complete the Student Information section of the credit card application form in full;
2. remain a student; and
3. are the primary or co-owner of an Eligible Bank Account throughout your studies.

Eligible Credit Cards	Annual Fee Rebate
Signature RBC Rewards® Visa card†	$39
WestJet RBC MasterCard‡	$39
RBC Visa Cash Back	$19

Subject to credit approval

You will continue to benefit from the rebate on your annual fee: i) until you close your Eligible Bank Account, or ii) until the Expected Graduation Year you have provided upon opening your Eligible Bank Account, whichever comes first. Thereafter, you will no longer receive the rebate on the annual fee.

If, for some reason, the Expected Graduation Year you have provided at the time of opening your Eligible Bank Account differs from the one you indicate on your credit card application form, the Expected Graduation Year you have provided at the time of opening of your Eligible Bank Account will prevail and be used for determining the expiry of this offer.

Additional cardholders are not eligible for this offer. Only one credit card annual fee rebate per Eligible Bank Account is allowed. This means that if both the primary owner and co-owner of an Eligible Bank Account are also the primary cardholders of an Eligible Credit Card each, only the primary owner of the Eligible Bank Account will be entitled to the credit card annual fee rebate.

3) Transaction fees may apply for bill payments or funds transfers made through Online Banking, Mobile banking and/or Telephone banking and are separate from access fees.

4) Exclusive of cash advances, interest charges, fees and less any credits, returns or adjustments.

5) Unlimited means there is no maximum cash back credits you can earn on grocery store purchases and other purchases (up to your available credit limit) per Annual Period. For complete RBC Cash Back Program terms and conditions, please visit: www.rbcroyalbank.com/credit-cards/documentation 

6) Transaction fees may apply for bill payments or funds transfers made through Online Banking, Mobile banking and/or Telephone banking and are separate from access fees.

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