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2016 “RBC® Students Win $1,000 a Day” Contest (the “Contest”)

Official Contest Rules and Regulations

This Contest is sponsored by Royal Bank of Canada (the “Bank” or the “Sponsor”)

  1. To Enter: There are three (3) methods of entry and a maximum of three (3) entries per person:

    1. Full-time students who open up to three (3) Qualifying Accounts (defined in Section 4 below) between July 11, 2016 at 12:00:01am Eastern Daylight Time (EDT) and September 30, 2016 at 11:59:59 pm EDT (the “Contest Period”) will automatically be entered for a chance to win one (1) of eighty two (82) cash prizes of one thousand dollars ($1,000) CDN awarded over 82 days.
    2. NO PURCHASE ENTRY: To enter without opening a Qualifying Account, submit your hand-printed name, address, city, province or territory, postal code, day and evening telephone numbers, email address, and a unique and original 100-word or more handwritten essay on "What you would do with $1,000", and mail in a postage stamped envelope to: "RBC Students Win $1,000.00 a Day" Contest, 15 Densley Ave, Toronto, ON M6M 2P5. Limit of three (3) unique, mail-in, entries per person during the Contest Period. No purchase entries will be entered into the Contest for the draw the week the entry is received. All no purchase entries must be postmarked by the last day of the Contest. No mechanical reproductions permitted. All entries become the property of the Bank and will not be returned or acknowledged.
    3. Open Qualifying Account and No Purchase: If you have opened less than three (3) Qualifying Accounts during the Contest Period but wish to make your maximum total of three (3) entries into the Contest, then you may submit such number of no-purchase entries pursuant to (ii) above that will enable you to reach your three (3) entry maximum.
  2. Draws: A draw will be held once each week (each a “Contest Week”) during the Contest Period. Draws will take place at or around 10:00 am EDT every Monday starting July 18, 2016. One potential winner will be drawn at random for each day of the previous Contest Week (see prize chart below) from among all eligible entries received from the start of the Contest Period up to midnight the Thursday before each draw. Maximum of one (1) Prize (defined below) per person for the Contest Period. Starting the week of August 1, 2016 qualified winners will be announced weekly at (opens new window).

    Week # No purchase entry received or Qualifying Account(s) opened between the dates of July 11, 2016 and: Draw date:
    1 17 July 16 21 July 16
    2 24 July 16 28 July 16
    3 31 July 16 4 August 16
    4 7 August 16 11 August 16
    5 14 August 16 18 August 16
    6 21 August 16 25 August 16
    7 28 August 16 1 September 16
    8 4 Sept 16 8 Sept 16
    9 12 Sept 16 15 Sept 16
    10 19 Sept 16 22 Sept 16
    11 26 Sept 16 29 Sept 16
    12 30 Sept 16 6 Oct 16
  3. Eligibility: To be eligible to win a Prize, an entrant must be a full-time student who is at least 13 years of age at the start of the Contest Period and a legal resident of Canada. In addition an eligible entrant will have opened a new Qualifying Account (existing RBC clients switching accounts are not eligible) during the Contest Period. Only primary account holders or primary account holders on joint accounts or accounts with guarantors will be eligible to win a prize. Qualifying Accounts must remain in good standing throughout the Contest Period. Employees, and those with whom they are domiciled, of Royal Bank of Canada or its affiliates, advertising or promotional agencies, or the independent contest judging organization are not eligible. The Contest is void where prohibited or restricted by law. The Contest is subject to all applicable federal, provincial, and local laws and regulations.

  4. Qualifying Products and Accounts.

    For this Contest:

    1. A “Qualifying Bank Account” means and is strictly limited to: the RBC No Limit Banking for Students® account and the RBC Student Banking® account, offered by the Sponsor to its personal clients.
    2. A “Qualifying Credit Card Account” means and is strictly limited to: any RBC Royal Bank® credit card with a valid graduation date, offered by the Sponsor to its personal clients.
    3. A “Qualifying Line of Credit Account” means and is strictly limited to: the Royal Credit Line® for Students, offered by the Sponsor to its personal clients.

    Any type of Qualifying Bank Account, Qualifying Credit Card Account, or Qualifying Line of Credit Account (each a “Qualifying Account”) must remain open and in good standing throughout the Contest Period for an entrant to be eligible to receive a Prize, or otherwise the Prize may be forfeited at the Bank’s sole option.

  5. Prizes: There will be eighty two (82) prizes available to be won, each consisting of one thousand dollars ($1,000) CDN (collectively, the “Prizes” and each a “Prize”). Total retail value of the Prizes is eighty-two thousand dollars ($82,000) CDN. Starting the week of August 1, 2016 qualified winners will be announced weekly. Each Prize will be awarded as a cheque in the amount of one thousand dollars ($1,000) CDN.

  6. Odds: The odds of winning a Prize depends on the total number of eligible entries received before each weekly draw. Entrants will automatically receive one (1) entry for each new Qualifying Account(s) up to a maximum of three (3) entries.

  7. Winner Notification/Prize Awards: Before being declared an official winner, each selected eligible entrant will be contacted by telephone by Stincor Van Smith Marketing as listed in the records of the Sponsor or as provided on the no-purchase entry submission. Potential winners must correctly answer unaided, a time-limited mathematical skill-testing question to be posed by telephone at a mutually convenient time at the telephone number provided when opening your Qualifying Account. If a selected entrant incorrectly answers the skill-testing question or cannot be contacted within three (3) business days of the applicable weekly draw, the entry will be disqualified for that week and placed back in the pool for the next weekly draw, and another eligible entry will be randomly selected until all Prizes for that week have been awarded.

    Each potential winner will be required to sign [or if under the age of majority in the province or territory of residence at the time of winning, the parent or legal guardian of the potential winner will be required to sign] a standard Declaration of Compliance with Rules, Publicity and Liability Release form and consent in the form and manner provided, consenting to the use of their name, city or province/territory and/or photograph, without further compensation, in any publicity carried out by the Sponsor and/or its affiliates, advertising and promotional agencies relating to this Contest, including posting to a website and releasing the Sponsor, the contest organizer and independent contest organization, its promotional agencies and their respective affiliates, directors, officers, employees and agents, from any liability relating to this Contest or any Prizes.

    If a potential winner fails to sign and return the required documents within forty eight (48) hours of receiving it by fax or email, the Sponsor reserves the right to void that entry and select another eligible entrant until the Prizes are awarded. Prizes must be accepted by the winners as awarded, and are non-transferable. If not accepted as awarded, Prize will be forfeited. Any substitution of the Prize will be at the sole discretion of the Sponsor. Any taxes, fees or incidental charges applicable to any Prize shall be the sole responsibility of the winners of that Prize.

  8. Additional Terms: By participating, entrants agree to a) these Official Contest Rules and acknowledge that the data and records of the Sponsor shall be deemed final and conclusive on all matters and in all respects; and b) release, discharge, indemnify and hold the Bank, each of its respective subsidiaries, affiliates, officers, directors, and employees, including its promotional agencies and the independent contest judging organization, from any liability, claims, damages, demands, actions, or causes of action whatsoever which they, their heirs, successors, assigns, executors, or administrators may now or hereafter have directly or indirectly against them or any of them in respect of or relating to the Contest and/or the acceptance or use, misuse, or possession of any prize. By accepting a Prize, winners agree to the Sponsor's and its designees' use of their names, city, province or territory of residence and/or photograph for advertising and publicity purposes without further compensation.

  9. Limitation of Liability: The Sponsor shall not be responsible for print or typographical errors in any Contest-related materials; for stolen, lost, late, misdirected, damaged, incomplete, illegible, or postage-due non-purchase entries; or qualifying accounts that are posted late or incorrectly or are lost due to computer or electronic malfunction. The Sponsor reserves the right, subject only to the approval of the Régie des alcools, des courses et des jeux (the “Régie”) in Quebec, to withdraw, amend or suspend this Contest (or to amend these Rules) in any way, in the event of an error, technical problem, computer virus, bugs, tampering, unauthorized intervention, fraud, technical failure or any other cause beyond the reasonable control of the Sponsor that interferes with the proper conduct of this Contest as contemplated by these Rules. Any attempt to deliberately damage any website or to undermine the legitimate operation of this Contest in any way (as determined by Sponsor in its sole and absolute discretion) is a violation of criminal and civil laws and should such an attempt be made, the Sponsor reserves the right to seek remedies and damages to the fullest extent permitted by law. The Sponsor, with the consent of the Régie, reserves the right to cancel, amend or suspend this Contest, or to amend these Rules, in any way without prior notice or obligation, in the event of any accident, printing, administrative, or other error of any kind, or for any other reason whatsoever. Without limiting the generality of the forgoing, the Sponsor reserves the right, in its sole and absolute discretion, to administer an alternate test of skill as it deems appropriate based on the circumstances and/or to comply with applicable law.

  10. Privacy Policy: By entering this Contest, each entrant expressly consents to the Sponsor, its agents and/or representatives, storing, sharing and using the personal information submitted with his/her Entry only for the purpose of administering the Contest and in accordance with Sponsor’s privacy policy (available at: at (opens new window)). Any other consent that the entrant has given to the Sponsor to receive commercial electronic messages which are currently in effect, and unrelated to this Contest, shall not be affected by the request for consent made pursuant to this Contest

  11. For Québec Residents Only: Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux du Québec for a ruling. Any litigation respecting the awarding of a prize may be submitted to the Régie only for the purpose of helping the parties reach a settlement.

In the event of any discrepancy or inconsistency between the terms and conditions of these English Rules and disclosures or other statements contained in any Contest-related materials, including, but not limited to: the Entry Form, Website, French version of these Rules, and/or point of sale, television, print or online advertising; the terms and conditions of these English Rules shall prevail, govern and control to the fullest extent permitted by law.

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