You are eligible for HomeProtector Life and Disability or Critical Illness Insurance if you are the individual borrower, co-borrower or guarantor of an RBC Royal Bank mortgage.

To apply for HomeProtector Life Insurance, you must:

• Be at least 18 years old and less than 66 years old on the date you apply
• Be a Canadian resident (living in Canada at least six months of the year)

To apply for HomeProtector Disability Insurance, you must also:

• Have HomeProtector Life Insurance coverage
• Be actively working on the date of your application¹

To apply for HomeProtector Critical Illness Insurance you must also:

• Have HomeProtectotor life insurance coverage
• Be less than 56 years old

Note: You cannot be insurance for both critical illness and disability insurance on the same mortgage.

1) You must be actively working in full-time employment, self-employment or seasonal employment. Full-time employment means actively working in Canada at least 20 hours a week on average (based on the 28 days immediately prior to the application date). Actively at work does not include leaves of absence such as, but not limited to, sick leaves.