You are eligible for LoanProtector^® life and disability or critical illness insurance if you are the borrower or co-borrower of an eligible RBC Royal Bank^® personal loan or line of credit.

To apply for LoanProtector life insurance, you must:

• Be less than 70 years old on the date you apply

To apply for LoanProtector critical illness insurance you must:

• Have LoanProtector life insurance coverage
• Be less than 56 years old on the date you apply

To apply for LoanProtector disability insurance, you must also:

• Have LoanProtector life insurance coverage
• Be actively working on the date of your application^*

^** You may not have critical illness and disability coverage on the same loan or line of credit at the same time.

^* You must be actively working in full-time employment, self-employment or seasonal employment. Full-time employment means actively working in Canada at least 20 hours a week on average (based on the 8 days immediately prior to the application date). Actively at work does not include leaves of absence such as, but not limited to, sick leaves.