You can qualify for the offer by:

Opening an RBC Advantage Banking account for students between July 3, 2025 and November 3, 2025, 9:00 PM EST

Completing 2 out of the 5 Qualifying Criteria from your new account by January 30, 2026 9:00 PM EST which are:

• Register for Interac Autodeposit and send or receive 1 e-Transfer
• Sign up for a Virtual Visa Debit Card and make 1 transaction
• Set up 1 automated and recurring payroll deposit
• Set up and complete 1 pre-authorized monthly payment or
• Set up and clear 1 eligible bill payment to a service provided (i.e. utility bill, cable, etc.)

NOTE:

The Qualifying Criteria you performed to get the AirPods Reward (such as registering for Interac Autodepost, signing up for and keeping the Virtual Visa Debit, recurring payroll/pension deposit, bill payment or pre-authorized monthly payment) must remain in effect until after July 3, 2026.

Once you qualify, to order your new AirPods you must have a valid deliverable email address where you will receive a message containing a secure link that will permit you to visit a secure online store where you can select your AirPods and confirm an address for delivery, as well as any other shipping details

The offer is available to Canadian residents who:

• have never had a Personal Banking Account (chequing account) with RBC nor qualified for any of our offers related to opening a Personal Banking Account at any time during the Promotional Period or in the three-year period before the start of the Promotional Period.
• Is a full-time student as defined in the full Terms and Conditions.

See the full Terms and Conditions for details.

Your Eligible Personal Banking Account must remain open and in good standing, and the Qualifying Criteria you performed to get the AirPods Reward (such as Interac Autodeposit set up, sign up and keep Virtual Visa Debit, payroll deposit, bill payment or pre-authorized payment) must remain in effect until at least October 31, 2026.

If you choose to qualify for this offer with the one (1) pre-authorized monthly payment (PAP) option, the payment must be withdrawn from your new eligible account by January 30, 2026. Pre-authorized monthly payments include, but are not limited to, utility bill payments (hydro, water, cable, phone, internet), pre-authorized contributions to your investments and gym membership payments.

Shortly after August 11, 2025, or after you complete the Qualifying Criteria (whichever is later), you will receive an email from RBC to the email address you have provided to us on account opening with a link to a secure website where you can order your device and confirm your shipment details. The website will also provide you with an estimated delivery time.

Only the primary account holder who is not an existing owner of a personal banking account is eligible for the offer. The primary account holder must not have previously been a joint account holder within the past three years.

Your AirPods will be shipped to the Canadian mailing address you provided when placing the order for your device (we will not ship to any post office box number). After your order has been shipped, you will receive an email with a tracking number from the courier shipping the item. You can use the tracking number to get updates on your shipments on the courier’s website.

AirPods 4 with MagSafe case.

No. The Apple offer is limited to one reward per customer during the Promotional Period.

The AirPods offer is only available for new personal banking clients who open an RBC Advantage Banking for student account during the Promotional Period and complete the Qualifying Criteria.

No. This offer is only for clients who have never had a Personal Banking Account nor qualified for any of our offers related to opening a Personal Banking Account at any time during the Promotional Period or in the three-year period before the start of the Promotional Period. Account upgrades do not qualify for the AirPods offer.

If you have any questions about your AirPods or for technical support, visit https://www.apple.com/ca.

You may not have received the AirPods reward due to one of the following reasons:

• If the qualifying criteria was not completed by January 30, 2026.
• Your new eligible account was downgraded or closed prior to October 31, 2026.
• The recurring payroll, one (1) bill payment or one (1) pre-authorized monthly payment were not recognized by RBC Royal Bank
• You had a Personal Banking Account with us within the last three years before the start of the Promotional Period.

Please contact your branch or our Advice Centre at 1-800-769-2511 no later than February 13, 2026, if you have not received your AirPods Reward. Any notice received after this date, will not be accepted and you will be deemed not to have qualified for this Promotional Offer.