What is Interac Online?

Interac Online is a secure and easy-to-use online payment option that allows you to shop online and pay for purchases through RBC Online Banking1 directly from your RBC Royal Bank account.

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You'll enjoy the comfort of knowing your payment is completed by RBC Royal Bank, a company you know and trust.

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Since the payment is processed through RBC Online Banking, you don't need to create new online accounts or passwords.

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Protection of Your Banking Information

Interac Online payment is processed through Online Banking so you don’t have to provide personal information to the online merchant.

How to Use Interac Online

Don’t worry, there are no additional transaction fees for using Interac Online other than those fees ordinarily applicable under your bank account or package.

Interac Online is Always Secure

24/7 Security

When processing your Interac Online payments, we never share any personal financial information with the online merchant. We keep your information secure – no matter how you bank.

Learn About Security at RBC

RBC Digital Banking Security Guarantee

Should anything ever happen, we’ve got you covered. We’ll fully reimburse you for any unauthorized transactions2 made through RBC Online Banking.

Find Out More about the Security

RBC Online Banking is operated by Royal Bank of Canada.
An excess debit transaction fee may also apply depending on the deposit account used for purchase. If you purchase foreign cash using your credit card the transaction is treated as a Cash Advance. This means that Cash Advance fees apply and interest is charged from the date of your foreign cash purchase. The foreign exchange rate is final at the time you make the purchase. Depending on the branch you have chosen for pick-up, you can expect it to take anywhere from 3-10 business days to arrive at the bank. In most cases you can expect the cash to arrive in 3 business days.