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1) Standard fees and charges apply for services and transactions exceeding the number included in the account package.

2) Night and Day Deposit service may not be available in all areas. Fees and charges may vary based on location. Other fees and charges may apply.

3) Includes electronic (digital) debit and credit transactions to the account, such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online.

4) Only includes outgoing Interac e-Transfer transactions sent on the RBC Online Banking for business platform. Excludes all other Interac e-Transfer services such as Autodeposit, Request Money, Request Money Fulfillment and Bulk Interac e-Transfer service.

5) For information on current interest rates, how interest is calculated and what may affect this calculation, please visit your branch or call 1-800-769-2520.

6) The minimum monthly fee applies if your minimum monthly balance falls below $2,500 or your debit/credit transaction fees fall below $9.00.

7) One debit or credit fee is waived for each $2,500 monthly balance on deposit.

8) Free for items deposited is $0.20 for the Canadian Business Current Account.

9) Eligibility and allowable limit are determined by the provincial and federal governments. For more information, visit www.agr.gc.ca/agriinvest . In Quebec, AgriInvest is delivered provincially by La Financiére agricole. For more information, visit www.fadq.qc.ca

10) Additional fees apply for services and transactions other than the ones listed.

11) Includes cheques deposited through the RBC Mobile App, RBC ATM and ChequePro

12) Includes unlimited number of items deposited via an RBC Branch, RBC ATM, RBC Mobile Cheque Deposit or Night and Day Deposit. Cost of processing an electronic credit or paper deposit to the account still applies, unless otherwise included.

13) The additional 10,000 Avion points (the “Bonus Points”) are only available to clients who hold an RBC Ultimate Business account package. The Bonus Points are in addition to the welcome bonus points offer that you may receive or previously have received upon approval of your application for an RBC Avion Visa Infinite Business or RBC Commercial Avion Visa card (each, an “Eligible Credit Card”). If you are an existing Eligible Credit Card cardholder prior to opening the RBC Ultimate Business account package and your Eligible Credit Card account is in good standing, you are eligible for the Bonus Points. If you are an existing RBC Ultimate Business account package owner prior to opening an Eligible Credit Card account and your RBC Ultimate Business account is in good standing, you are eligible for the Bonus Points. Please allow up to 90 days from the date you open your RBC Ultimate Business account package or Eligible Credit Card for the Bonus Points to appear on your credit card account statement, provided your RBC Ultimate Business account or Eligible Credit Card account is still open and in good standing at that time.

Limitations:

1- The Bonus Points are only offered to the first Primary Business Cardholder on the Eligible Credit Card account and is limited to 1 set of Bonus Points per Primary Business Cardholder, irrespective of the number of RBC Ultimate Business account package(s) such Primary Business Cardholder may own. Additional Primary Business Cardholders and Secondary Business Cardholders on the Eligible Credit Card account are not eligible for the Bonus Points, even if they also own an RBC Ultimate Business account package.

2- Limit of 1 set of Bonus Points per RBC Ultimate Business account package, which means that if there are multiple owners on an RBC Ultimate Business account package and each co-owner is also the Primary Business Cardholder on an Eligible Credit Card account, only one owner on the RBC Ultimate Business account package will be entitled to the Bonus Points.

Clients who do not qualify for an RBC Avion Visa Infinite Business card but are approved for an RBC Avion Visa Business card are not eligible for the Bonus Points. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time.

14) Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.

15) Includes cheques deposited through the RBC Mobile App, RBC ATM and ChequePro