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Exclusive Offers & Advice for Deloitte Employees2
Deloitte employees enjoy more ways to earn, save and be rewarded with fee savings, Avion points and competitive lending rates through exclusive offers. Plus, enjoy easy access to RBC Advisors to help achieve your financial goals.
Deloitte Employee Special Offers
You could get over $1,4001 in savings
and
up to 80,000 bonus Avion points3,
plus a competitive RBC Homeline Plan rate
when you open an RBC Signature No Limit Banking account, complete qualifying criteria and get approved for the credit card and mortgage products listed below. Offers end December 31, 2022.
Save on Monthly fees
& Earn Avion points
Save over
$2004
In your first year
No Monthly Fees for a Year
Get a monthly fee rebate each month for a year on an RBC Signature No Limit Banking account
(rebate of $16.95/month fee)
- Available for new and existing RBC Signature No Limit Banking account holders who are Deloitte employees2
- Bonus: Earn 10,000 Avion points when you open a new RBC Signature No Limit Banking account5
Get Rewarded
Earn
35,0006
Avion points
Power up your Rewards
Apply for an RBC Avion Visa Infinite credit card or RBC Avion Visa Platinum credit card in addition to opening an eligible RBC bank account and get 35,000 Avion points on approval
- Bonus: Pay No Annual Fee for the 1st year (a savings of $120)6
Exclusive Rates
& Rewards Points
Pay only
Prime + 0.4%
On RBC Homeline Plan rate7
Consolidate & Save More
Exclusive rate of Prime + 0.4% on RBC Homeline Plan available to existing or new RBC Personal Banking Account holders.
- Reduce the interest you pay on your mortgage and outstanding balances on your debts with a one-time special rate
- Switch and save - we’ll cover up to $1,100 in switching fees when you move your eligible mortgage to RBC8
- Bonus: Accelerate your points - earn 100 Avion points for every $1,000 funded in your eligible mortgage9
Financial Planning
- Free and Easy Access – Access to comprehensive financial planning services–delivered by professional, accredited Financial Planners, tailored to your unique needs
- Bonus: Get access to RBC’s online MyAdvisor platform and to award winning* line up of RBC Global Asset Management Funds
Enjoy Savings & Rewards on Individual RBC Solutions
Deloitte employees2 can also enjoy savings and Avion Rewards offers for various RBC solutions that can be taken up individually outside of the Deloitte Employee Special Offers.
Investments
- Free and Easy Access – Access to comprehensive financial planning services–delivered by professional, accredited Financial Planners, tailored to your unique needs
- Bonus: Get access to RBC’s online MyAdvisor platform and to Award winning* line up of RBC Global Asset Management Funds
Mortgages & Lending
Offers end December 31, 2022
Take Advantage of These Offers
Speak with a dedicated RBC Advisor today
Call 1-888-769-2566
8-8 ET , Monday to Friday
Legal Disclaimer
Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria.
Legal Disclaimer
®/ TM Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
‡ All other trademarks are the property of their respective owner(s).
Offers may be changed, withdrawn or extended at any time, without notice. Unless otherwise specified, not available in combination with any other rate discounts, offers or promotions. Interest rates may change at any time without notice. Full terms and conditions, including defined terms, are available at rbcroyalbank.com/business/advice/registered-pension-plan-and-group-retirement-savings/deloitte/.
‡ All other trademarks are the property of their respective owner(s).
Offers may be changed, withdrawn or extended at any time, without notice. Unless otherwise specified, not available in combination with any other rate discounts, offers or promotions. Interest rates may change at any time without notice. Full terms and conditions, including defined terms, are available at rbcroyalbank.com/business/advice/registered-pension-plan-and-group-retirement-savings/deloitte/.
Legal Disclaimer1
Savings of up to $1,400 calculated based on a combination of: a monthly fee rebate of $16.95 per month for the first 12 months upon opening an RBC Signature No Limit Banking account and completing the qualifying criteria ($203.40 in savings, assuming your RBC Signature No Limit Banking account remains open for the full rebate period), an annual fee rebate for one year upon approval for an RBC Avion Visa Infinite credit card or RBC Avion Visa Platinum credit card ($120 in savings), and a switch offer when you switch your eligible mortgage from another financial institution to Royal Bank of Canada (up to $1,100 savings).
Legal Disclaimer2
In order to be eligible for the offers as set out herein (‘’Offer(s)’’) you must be a full-time employee in Canada of Deloitte LLP (‘’Eligible Client’’). Proof of full-time employment with Deloitte LLP may be required at the time of acceptance and fulfillment of these Offers.
Legal Disclaimer3
You can earn up to 80,000 bonus Avion points by: opening an RBC Signature No Limit Account and completing the qualifying criteria, opening an RBC Visa Infinite Avion credit card and funding a $350,000 Eligible RBC Mortgage.
Legal Disclaimer4
When you open an RBC Signature No Limit Banking account by December 31, 2022 you will be eligible to have the Monthly Fee applicable to that account rebated (as described below) each Month for the first 12 months (a total savings of $203.40 if your account remains open for the full 12-month rebate period). Provided you meet applicable qualifying criteria, the standard Monthly Fee applicable to the RBC Signature No Limit Banking account ($16.95) will be charged to your account each Month, and for the first 12 months following account opening (or such shorter period as your account remains open), will be rebated on the same day. To qualify for this offer, you must be the Primary Account Owner of an RBC Signature No Limit Banking account and complete the following within 30 days of the date you open your RBC Signature No Limit Banking account: transfer your automated and recurring payroll deposit to your RBC Signature No Limit Banking account. This Monthly Fee rebate Offer will also be made available to an Eligible Client who already held an RBC Signature No Limit Banking account prior to becoming an Eligible Client, provided they also meet the additional qualifying criteria for this offer, including but not limited to transferring (or having already transferred) their automated and recurring payroll deposit to their RBC Signature No Limit Banking account. Additional terms and conditions apply – see complete offer terms and conditions at rbcroyalbank.com/business/advice/registered-pension-plan-and-group-retirement-savings/deloitte/
Legal Disclaimer5
This 10,000 Avion points offer is governed by the Royal Bank of Canada Avion Rewards in RBC Group Advantage Offer Terms & Conditions and the capitalized terms used in this Note 5 correspond to the defined terms set out therein. To qualify for the bonus 10,000 Avion points, you need to be the Primary Personal Owner of a newly opened RBC Signature No Limit Banking account and complete at least one of the following two steps within 90 days of the account opening: a) transfer your automated and recurring payroll deposit or monthly recurring pension direct deposit to your new RBC Signature No Limit Banking account; or b) set up two pre-authorized payments (e.g., bill payments, pre- authorized contribution to your investments) in your new RBC Signature No Limit Banking account. However, should you choose to open a different Eligible Personal Banking Account type other than an RBC Signature No Limit Banking account, you may qualify for other Avion points offers as an Eligible RBC Group Advantage Client, provided you meet their applicable criteria, although you will not receive the benefit of the Monthly Fee rebate offer made available exclusively to Deloitte employees who open or already hold a RBC Signature No Limit Banking account. Additional terms and conditions apply. For the full Royal Bank of Canada Avion Rewards in RBC Group Advantage Offer Terms & Conditions, including defined terms, visit rbc.com/groupterms
Legal Disclaimer6
To qualify for this offer, you must meet the eligible criteria set out in rbcroyalbank.com/business/advice/registered-pension-plan-and-group-retirement-savings/deloitte/ and contact RBC Group Advantage at 1-800-835-3855 to apply for the RBC Avion Visa Infinite credit card or RBC Avion Visa Platinum credit card ("Eligible Credit Card") and identify yourself as an Eligible Client. To receive the annual fee waiver for one year and the 35,000 Avion Rewards welcome points (“welcome points”), your application for an Eligible Credit Card must be received between January 1, 2022 and December 31, 2022 (“Offer Period”) and within 59 days of opening your new RBC Personal Banking account, and it must be approved by us. Upon enrolment, 35,000 welcome points will appear on your first monthly credit card statement. Additional cardholder(s), as well as existing RBC Avion Visa Infinite or RBC Avion Visa Platinum, Cathay Pacific‡ Visa Platinum, British Airways‡ Visa Infinite, RBC Rewards Visa Preferred, RBC Rewards+ Visa, RBC Avion Visa Infinite Privilege and RBC Avion Visa Infinite Privilege for Private Banking credit cardholders, applying for or transferring to an RBC Avion Visa Infinite credit card or RBC Avion Visa Platinum credit card as of the start of the Offer Period, are not eligible for this offer. If you do not meet the minimum income requirements for the RBC Avion Visa Infinite card, you may be eligible to be approved for the RBC Avion Visa Platinum card through this offer. This offer may not be combined or used in conjunction with any other offer and may be amended or withdrawn without notice at any time, even after acceptance by you. For complete terms and conditions that apply to the Avion Rewards Program, please visit rbcrewards.com or call 1-800-769-2512.
Legal Disclaimer7
As an Eligible Client, you are eligible for an exclusive RBC Homeline Plan rate of RBC Prime + 0.4% on RBC Homeline Plans that are opened between January 1, 2022 and December 31, 2022. Rates are applicable only to the RBC Homeline Plan mortgage loan segment. “RBC Prime” means the annual rate of interest announced by Royal Bank of Canada from time to time as its reference rate then in effect for determining interest rates on Canadian dollar commercial loans made by the Bank in Canada. Royal Bank of Canada Prime Rate is 2.7% as of April 7, 2022 and is subject to change at any time without notice. Our Prime Rate is posted in all of our branches and online at www.rbcroyalbank.com. All applications are subject to Royal Bank of Canada lending criteria for loans secured by residential properties. This Offer may not be combined or used in conjunction with the other Homeline Plan Rates Offers. Special offers are special discounted rates and are not the posted rates of Royal Bank of Canada.
Legal Disclaimer8
This Offer is available for all mortgages switched in from other financial institutions. For Switch transactions we will pay, when applicable, the basic title insurance fee (up to $700 in Atlantic: New Brunswick, PEI, Nova Scotia, Newfoundland & Labrador and Quebec and up to $500 in the rest of Canada), processing fee (up to $300) and one discharge fee (up to $300 maximum discharge fee, except Quebec). Offer excludes mortgage prepayment charges (“breakage fees”) that you may have to pay. The mortgage with RBC must have a principal amount of $100,000 or more ($75,000 minimum for Atlantic: New Brunswick, PEI, Nova Scotia, Newfoundland & Labrador, Manitoba, Saskatchewan and Quebec). Offer eligible only for a new RBC closed mortgage with a four-year or greater fixed interest rate or a five-year variable rate term.This Offer may be combined or used in conjunction with any other offer.
Legal Disclaimer9
As an Eligible Client, you may also be eligible to earn Avion points as part of the Residential Mortgage Base Offer that we offer to RBC Group Advantage Clients. The details of this Offer as well as qualifying criteria and terms and conditions are available at rbc.com/groupterms.
Legal Disclaimer10
As an Eligible Client, you are eligible for an exclusive RBC Homeline Plan rate of RBC Prime + 0.5% on RBC Homeline Plans that are opened between January 1, 2022 and December 31, 2022. Rates are applicable only to the RBC Homeline Plan mortgage loan segment. “RBC Prime” means the annual rate of interest announced by Royal Bank of Canada from time to time as its reference rate then in effect for determining interest rates on Canadian dollar commercial loans made by the Bank in Canada. Royal Bank of Canada Prime Rate is 2.7% as of April 7, 2022 and is subject to change at any time without notice. Our Prime Rate is posted in all of our branches and online at www.rbcroyalbank.com. This Offer may not be combined or used in conjunction with the other Homeline Plan Rates Offers. Special offers are special discounted rates and are not the posted rates of Royal Bank of Canada.
Legal Disclaimer11
As an Eligible Client, you will receive 1% off your unsecured Royal Credit Line rate on a Royal Credit Line opened between January 1, 2022 and December 31, 2022. This Offer may be combined or used in conjunction with any other offer. As per the Royal Credit Line Account Agreement, we may increase or decrease your interest rate at any time. We will give you notice of any change to your interest rate as per the terms of the Royal Credit Line Account Agreement.
Legal Disclaimer12
As an Eligible Client, you may also be eligible to earn Avion points as part of a Credit Card Base Offer that we offer to RBC Group Advantage Clients. The details of this Offer as well as qualifying criteria and terms and conditions are available at rbc.com/groupterms.
Legal Disclaimer*
Best Overall Group (PH&N Funds: 2010-2013, 2016, 2018, 2019; RBC Funds: 2007-2008, 2014), Best Bond Group (RBC GAM: 2015; PH&N Funds: 2007, 2008, 2010-2013, 2016, 2018, 2019; RBC Funds: 2009). The Lipper Awards were based on best risk-adjusted performance for the periods ended July 31, 2019, 2018, 2016, 2015 and 2014; October 31, 2012, 2011 and 2010; November 30, 2009; and December 31, 2008, and 2007. TopGun awards are based on a poll of sell-side investment professionals.
Advice from a Financial Professional
Whether your needs are simple or complex, your RBC Advisor will help you develop the financial strategies that go beyond your investment-related needs to cover all aspects of your financial well-being.
Your RBC Advisor can assist you with:
- Optimizing your cash flow and increasing your net worth
- Borrowing and debt management
- Investment planning
- Tax planning
- Retirement planning
- Transitioning into retirement
- Estate planning
In order to ensure that your call is properly directed, please follow these instructions:
Your RBC Advisor can assist you with:
- Call 1-888-769-2566 8-8 ET , Monday to Friday
- Mention that you are calling about your ‘company plan’
- When asked if you are an existing client, answer ‘Yes' if you are an existing RBC client and ‘No' if you are not.
- If you answer 'Yes', you will be asked to enter your client card number to help our advisors better identify you
- If you answer ‘No’, please have two pieces of government issued identification (such as a driver’s license or passport) with you for our advisors to virtually set up your client file.
Please note, you will also need access to a computer/mobile device and email.
Please set aside an hour for this call so that we can fulfill your request safely, by completing it virtually.
Our advisors will be pleased to set up your bank account, answer questions you may have or book an appointment with a specialist, as appropriate.
Please note that in some cases, a short visit to a branch to finalize your account opening may be required.