Services Beyond Banking

Get more than banking. It doesn’t matter if you are a new business owner or a seasoned veteran, as an RBC business client, you have access to special offers and support from a wide range of business services that can help you operate your business.

Sales and Marketing


Set up your online store and start selling sooner.

star RBC Client Offer:

Receive a 30-day free trial to an eCommerce platform when you sign up for Shopify services ($299 retail value)2.

Sign Up

Best for
  • New and established businesses looking for an easy to set up and manage eCommerce solution to sell their products and services online
  • Companies looking to grow their brand online

Drive new customers to your business with customized online advertising on Google‡‡.

star RBC Client Offer:

Receive $100 in Google AdWords advertising credit3.

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Best for
  • New and established businesses looking to be found by more customers on Google
  • Business owners looking for a simple to use, fully automated digital marketing solution

Human Resources, Payroll & Employee Loyalty


Give your staff a digital alternative to traditional health benefits programs. Your employees have more flexibility to use their health and wellness spending account on services and providers that suit their individual needs.

As a healthcare service provider, grow your customer base by gaining access to employees who have League health and wellness accounts and searching for healthcare professionals.

Contact your RBC Commercial Account Manager

Best for
  • Businesses with over 25 employees looking for health benefits programs for their staff
  • Companies that want to increase employee loyalty
  • Healthcare services looking to grow their customer base

Simplify and streamline your payroll and human resources processes.

star RBC Client Offer:

Get 3 months of free payroll processing and your set-up fee waived until June 29, 20184.

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Best for
  • Growing businesses that want help managing their payroll and human resources
  • Companies that remit taxes on behalf of their employees



Send invoices, track expenses, balance your books and get paid faster with free invoicing and accounting1.

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Best for
  • New businesses looking for a simple online invoicing and accounting solution
  • Start-ups and growing businesses needing a complete accounting service that helps manage expenses, invoices and payments
  • Business owners who want to manage their finances online

Business Performance Monitoring

MyBusiness Dashboard

Make fast and informed decisions about your business, with all your business metrics in one location. It’s free and simple to use.

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Best for
  • Business owners looking for a consolidated view of their business activities⎯such as sales and marketing, cashflow, employees and productivity
  • Business owners looking for tools that will help them manage their business more easily and efficiently

Shared Workspace


Access shared workspace and meeting rooms in Montreal, Toronto and Vancouver with flexible leasing arrangements and environments that foster innovation and creativity.

star RBC Client Offer:

Receive 15% off the monthly membership fee for up to 6 months5.

Sign Up

Best for
  • Start-ups looking for a flexible workspace
  • Small businesses looking to network with like-minded business owners and entrepreneurs
  • Large and rapidly growing businesses looking to expand current office space
  • Businesses based outside of Montreal, Toronto or Vancouver but requiring workspace when travelling to those cities

Payment Processing


Give your customers more ways to pay you and get funds sooner by accepting credit and debit card payments with Moneris.

star RBC Client Offer:

Save up to $700 a year in deposit fees6

Next-business-day deposits7 for your credit and debit card payments with Moneris when deposited into an RBC business deposit account.

Sign Up

Best for
  • Business owners that want to accept debit and credit card payments from customers
  • Business owners looking to accept debit and credit card payments from their website
  • Business owners needing mobile payment terminals

Fuel Savings

RBC and Petro-Canada

Link your eligible RBC Business client card and credit cards8 to your Petro-Canada± card and instantly save 3¢/L on fuel9 at Petro-Canada.

Sign Up

Best for
  • Businesses purchasing gas on a regular basis
  • RBC clients with an RBC debit and/or credit card
  • Businesses looking to save on everyday operating costs

Business Registration


Register or incorporate your business in Ontario and Alberta.

star RBC Client Offer:

Register or incorporate your business in Ontario and Alberta & open a business bank account at any RBC Royal Bank branch to get your fees refunded10:

  • Full cost of business registration & Ownr service fee refunded ($89+applicable tax)*
  • Ownr incorporation service fees refunded ($129+applicable tax)*

Register Now

Best for
  • New businesses looking for an easy way to register or incorporate their business in Ontario and Alberta
  • Businesses that want to open up a business deposit account
  • Businesses looking to save on startup costs

Learn more about these services

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Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
Petro-Canada is a Suncor business.
Trademark of Suncor Energy Inc. Used under licence.
Google and AdWords are registered trademarks of Google Inc., used under licence.
Wave’s invoicing software, accounting software and receipt scanning are free.
Shopify, not Royal Bank of Canada, is responsible for this offer. Offer applies only to eligible RBC business client cardholders. An eligible RBC business client cardholder is an RBC client who is issued a business debit or credit card by Royal Bank of Canada. This offer applies only to new Shopify clients. Eligible RBC business client cardholders receive access to all the Shopify service features available with the Advanced Shopify package (valued at $299 per month). This offer may not be combined or used in conjunction with any other Shopify offer. Shopify reserves the right to discontinue or modify this promotion at any time. Visit for complete details.
Google terms and conditions for this offer:
  1. To earn the $100 Google AdWords credit, your advertising campaign must accrue costs of at least CAD $25, excluding any taxes, within 30 days of establishing AdWords account.
  2. Full Google AdWords terms and conditions apply; click here for details.
Receive 3 months of free payroll processing and free implementation when you are referred by Royal Bank of Canada (“RBC”) by June 29, 2018 and sign and submit ADP’s standard services agreement by July 31, 2018. Cannot be combined with any other promotions and is only available to new ADP clients in Canada with 1-49 employees that are referred by RBC. Applies only for Small Business Payroll solutions - TeamPay by ADP®, and TeamPay by ADP Live. Free payroll processing applies to the recurring payroll processing fees paid by you to ADP. “Recurring payroll processing fees” exclude, without limitation: (i) any underlying payroll funding obligations (wages, taxes, third party remittances); (ii) any fees for official bank cheques, tax or special one-time reports, third-party remittances or cheque stuffing; (iii) year-end services; (iv) refundable deposits or third party pass-through charges (including delivery charges); (v) direct expenses/charges (e.g. NSF fees); (vi) penalties and interest; (vii) fees for shipping, delivery and installation of equipment or software, custom programming, the sale or leasing of equipment or software, or maintenance; and (viii) income derived from the float. ADP reserves the right to discontinue or modify this promotion at any time.
The promotional offer includes 15% discount off of the base membership fee per month for Hot Desks, Dedicated Desks, and Private Offices in Toronto, Montreal, and Vancouver locations for a maximum of 6 months. Offer available to RBC business clients only. Offer not available to previous or existing WeWork Members. Visit for complete details.
Save up to $700 on deposit fees to your RBC Royal Bank® business deposit account when you process your card payments with Moneris. For this calculation, the following assumptions were made: 4 electronic deposits per day (4 x $0.75 = $3) for 240 business days per year ($3 x 240 = $720). Savings are in comparison to our current standard fees for electronic deposits, and are subject to change. The amount actually saved will vary depending on the extent the services are used. Other service fees may apply. Offer subject to change or cancellation without notice.
Subject to certain terms and conditions.
To participate in this offer, you must have an eligible RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC Commercial Avion, RBC Commercial U.S. Dollar Visa, RBC Commercial Cash Back Visa, and RBC Commercial Visa) (“Eligible RBC Card”). When you participate in the Linked Loyalty Program as an RBC business client, you will only be able to link up to two (2) Eligible RBC Cards that are business credit cards and one (1) Eligible RBC Card that is a debit card to a Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases.
Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a Retail Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction.
Offer details:
  1. You must open an RBC business banking account within 60 days of completing your business registration or incorporation with Ownr.
  2. There is no minimum account balance required.
  3. You must log back into your Ownr account and click ‘Refund Me’ to receive a credit on your credit card account
  4. Your credit card account will be credited within 7–10 business days from requesting refund.
  5. Ownr offer may be revised or withdrawn at any time without notice.
Fee Details:
Sole Proprietorship business registration: $89+ applicable tax includes:
  • $60 government fee + $29 Ownr service fee + applicable tax
  • When you open an RBC business bank account Ownr will refund entire $89+ applicable tax
Incorporation: $499+ applicable tax includes:
  • $300 government fee + $70 NUANS + $129 Ownr service fee+applicable tax
  • When you open an RBC business bank account Ownr will refund the $129 service fee + applicable tax
Ownr™ is a trademark used under license.