Get Tools, Features and Savings to Help You
Run Your Business
Track and Control your Business Expenses
Gain better insights to make informed financial decisions with NOMITM in the RBC Mobile app2.
Request Money through the RBC Mobile app
Instantly send payment requests to your clients by using Interac e-Transfer‡. Request up to $10,000 from each client/day3.
File your Taxes Online
Save the cost of cheques and avoid late fees by filing your government remittances and payroll source deductions online.
How to Open an RBC Business Bank Account
Apply online for an RBC business bank account, and in less than 15 minutes1 you can get your business bank account number.
Simply stop by a branch to quickly verify your identity and activate your account.
Useful tip: Once you’ve opened your business account, download the RBC Mobile2 app to take advantage of all the features that can help you manage your business.
RBC Digital Choice Business Account Package
Best For: Digital Banking
Save time and money if you do most of your banking online.
$6 monthly fee4
Sign Me UpFeatures
RBC Flex Choice Business Account Package
Best For: Digital + In-Branch Banking
Shift freely between branch and digital channels with savings built in to match your way of banking.
$7 monthly fee4
Sign Me UpFeatures
You can also open an account over the phone without coming into the branch.
Call 1-866-855-1771
Help Me Choose the Right Account
Answer a few short questions and we’ll recommend the right account to match your business needs. Choose one answer for each question
Based on your answers, we recommend (2 products)
Legal Disclaimer
® / MC Trademark(s) of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
Includes the standard fees for posting electronic debit or credit transactions to the account and excludes any other services and transactions such as Interac e-Transfer transactions, Pay Employees & Vendors (PEV), cheques and cash deposited at RBC ATMs for which standard fees and charges apply.
Only includes outgoing Interac e-Transfer transactions sent on the RBC Online Banking for business platform. Excludes all other Interac e-Transfer services such as Autodeposit, Request Money, Request Money Fulfillment and Bulk Interac e-Transfer service. Standard fees and charges apply for transactions exceeding the number included in the account package.
Standard fees and charges apply for services and transactions exceeding the number included in the account package.
Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.
Includes cheques deposited through the RBC Mobile app, RBC ATMs and ChequePro.
Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.
Includes unlimited number of items deposited via an RBC branch, RBC ATM, RBC Mobile Cheque Deposit or Night and Day Deposit. Cost of processing an electronic credit or paper deposit to the account still applies, unless otherwise included.
Eligibility and allowable limit are determined by the provincial and federal governments. For more information, visit www.agr.gc.ca/agriinvest. In Quebec, AgriInvest is delivered provincially by La Financiére agricole. For more information, visit www.fadq.qc.ca.
Additional fees apply for services and transactions other than the ones listed.
Monthly fee is based on your operating account.
The Night and Day Deposit service may not be available in all areas. Fees and charges may vary based on location. Other fees and charges may apply.
Savings accrue from lower standard processing fees charged on electronic (vs. paper) transactions such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online.
Actual completion time may vary from person to person and may be affected by a variety of external factors, including internet navigation speed and other interruptions. RBC does not accept any responsibility for any damage or loss that any parties might suffer resulting from any deviations from time indicated.
- Call to Apply
1-866-855-1771