Make Business Payments
Reduce the Amount of Time You Spend Making Payments
From making one-time payments to vendors and suppliers, to regularly paying your employees, our suite of payment options can help improve the productivity of your business and give you more control of your cash flow.
How Can Our Payment Solutions Improve Your Business?
- Save time & money by integrating your payments electronically
- Immediately know when payments are made for greater tracking and security
- Knowing your cash position at any given time allows you to make more informed on the spot decisions
Who Do You Need to Pay?
Email and Text Message Transfers - Interac†
Send electronic payments via email or text message to payees anywhere in Canada with Interac e-Transfer†.
- Typically funds are sent within an hour
- Funds are immediately available once accepted
- Get real-time confirmation of acceptance
Best For:
- Payments to vendors when you do not have their banking information
- One-off or few payments
- Bulk payments (RBC Express only)
Interac e-Transfers Are Available Through:
- Standard Online Banking (for single Interac e-Transfers)
- Premium Online Banking – RBC Express (for bulk e-Transfers)
Direct Deposits to Vendors
- Save time for when you automatically deposit recurring payments - directly into your payees accounts
- Set up payments once for re-occurring automatic deposits
- Maximize your cash flow with the ability to pay vendors immediately
- Make payments in U.S. and Canadian currencies
Best For:
- Payments to vendors whose bank account information you have
- Cross-border payments to the U.S.
- Multiple and recurring payments
Direct Deposit Is Available Through:
Wire Payments
Pay your domestic and international vendors, in over 30 countries.
- A fast and secure way to make payments
- Use when guaranteed funds are needed to close the deal
- Payments can be in Canadian or foreign currency
Best For:
- International payments required in a foreign currency
- Large domestic purchases such as real estate or a product shipment
- Urgent payment requirements
- Payments that are final upon sending and require a certainty of payments
Wire Payments Are Available Through:
Online Bill Payments
Send electronic payments to any of the thousands of payees in our system.
- Pay your bills on time while maximizing your cash flow
- Stop spending time processing cheques and sending them in the mail
- Pay 1, 10 or 100 bills at once
Best For:
- Businesses that want to reduce their use of cheques paying established suppliers through the payees available online
- Paying multiple bills at once
Online Bill Payments Are Available Through:
Credit Cards
Separate your business & personal expenses and get rewarded on your day to day purchases.
- Make expense forecasting and budgeting easier
- Build a credit history in your company's name
- Cut down on paperwork at tax time
- Earn Avion Rewards® or cash back on your business expenses
Best For:
- Separating business and personal expenses
- Keeping track of business expense which may be tax deductible
File Transfer Services - A/P Link
Save time, money and resources with the ability to send and receive payment and information files to reconcile your payments directly from your current system.
- Send and receive multiple payments from a single file with A/P Link
- Automatically convert your native file formats into a single integrated payables file
- Receive notifications and reports all in one place in a standard format
Best For:
- Large companies that send and receive multiple payments each day
- Businesses looking for a secure way to to store vendor payment information
- Companies who need a customized file transfer solution to meet the unique needs of their business
Contact your RBC Account Manager to learn more about our range of file transfer services.
Email and Text Message Transfers - Interac†
Send electronic payments via email or text message to employees anywhere in Canada.
- Payment is typically sent within an hour
- Payee funds are immediately available once accepted
- Receive real-time confirmation of acceptance
Best For:
- Payments to employees whose banking information you don’t have
- One-off or few payments
- Bulk payments (RBC Express only)
e-Transfers Are Available Through:
- Standard Online Banking (for single e-Transfers)
- Premium Online Banking – RBC Express (for bulk e-Transfers)
Direct Deposits to Employees using Pay Employees & Vendors
Pay your domestic and international vendors, virtually anywhere in the world, in over 25 currencies.
- Set up recurring payments once for automatic deposit
- Pay employees in both U.S. and Canadian currencies
- Set up email notifications that let your employees know a payment has been sent
Best For:
- Multiple recurring payroll payments
- Paying employees in either Canada or the U.S.
Direct Deposit Is Available Through:
Automated Payroll by ADP
A fast, simple and professional payroll service to help you automate your payroll processing.
- Reduce the time you or your staff spends on processing payroll
- Payroll taxes are automatically submitted
- Telephone, PC or web-based payroll management system
Best For:
- Paying multiple employees on a regular basis
- Remitting taxes on behalf of your employees
- Paying employees quickly and directly
Ready to Explore Our ADP Payroll Solutions? Here’s How:
File Transfer Services - A/P Link
Save time, money and resources with the ability to send and receive payment and information files to reconcile your payments directly from your current system.
- Send and receive multiple payments from a single file with A/P Link
- Automatically convert your native file formats into a single integrated payables file
- Receive notifications and reports all in one place in a standard format
Best For:
- Large companies that send and receive multiple payments each day
- Businesses looking for a secure way to to store vendor payment information
- Companies who need a customized file transfer solution to meet the unique needs of their business
Contact your RBC Account Manager to learn more about our range of file transfer services.
Online Tax Filing
A convenient and efficient way to file and submit Federal and Provincial taxes.
- Manage cash flow and save on the cost of cheques by submitting online
- Schedule payments for automatic processing on the due date, or for a date in the future
- Get faster refunds of GST/ HST payments
Best For:
- Scheduling future payments
- Allowing multiple users to pay Federal and Provincial taxes (RBC Express)
- Managing multiple approvals for payments (RBC Express)
Online Tax Filing Is Available Through:
Automated Payroll by ADP
A fast, simple and professional way to help you automate your payroll tax remittance.
- Automatically remit your regular payroll taxes
- Year-end tax forms are automatically generated
- Get help navigating complex, ever-changing payroll regulations
Best For:
- Staying up-to-date on tax requirements
- Companies looking to automate payroll tax calculations and payments
Ready to Use ADP’s Automated Payroll? Here’s How:
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and your business.
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