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Maximize Your Cash Flow and Make It Easier for Your Customers to Pay You
Whether it’s through paper cheques or electronic channels, the easier you make it for your customers to pay you, the faster you get your money. We can help you simplify your collections process.
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and your business.
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An easier way to Request Money from your clients
Instantly send payment requests to your clients by simply using Interac e-Transfer5. You can provide a date to let clients know when the payment is due and you can include an invoice number to keep track of payments*.
- Request up to $10,000 from each client/day
- Access through RBC Online Banking for Business
- It’s fast, safe and secure
Best For:
- Businesses who want to track payments electronically
- Companies who want to request money on-the-go
- Clients who want to introduce electronic invoicing
Instantly Receive Money - Autodeposit
Enjoy the convenience of having payments automatically deposited into your business account through Interac e-Transfer Autodeposit4.
- Simply register your email address or Canadian mobile phone number along with the business account that you would like the e-transferred funds automatically deposited to
- Instantly receive funds without having to log on and answer a security question
- Receive email notifications of any auto e-transfer deposits
Best For:
- Companies that want an easy and convenient way to receive electronic payments
- Those who don't want to provide banking information to their payors
- Those requiring fast and secure receivable options
Register Online for Interac e-Transfer Autodeposit:
Request payments from multiple clients at once
Easily request multiple payments in a single file upload, without the need for the responder’s banking information, using RBC Interac e-Transfer Bulk Request Money. It’s a streamlined, secure and cost-efficient way to request payments from your clients.
- Submit up to 10,000 individual requests at one time
- Automatic reminders to recipients for payment requests
- Timely tracking of requests simplifies reconciliation of payments
Best For:
- Businesses who want to request and receive payments electronically
- Companies who want to send multiple payment requests
- Clients who want to simplify invoice reconciliation
Ready to Use Bulk Request Money? Here’s How:
Contact your RBC Account Manager to learn more about RBC Interac e-Transfer Bulk Request Money.
Become a Payee Within Your Clients’ Online Banking
Get enrolled as a payee at RBC and other Financial Institutions, through the RBC Corporate Creditor Payment Service, so your clients can pay you through their online banking.
- Your business name will appear on the list of acceptable payees for RBC and other Financial Institutions
- Allows others to pay you through any Online Banking or ATM platform
- Payments are directly deposited into your operating account
Best For:
- Companies receiving recurring payments from a large number of customers
- Those requiring remittance information and funds
- Businesses with clients that bank at multiple locations
Ready to Become a Payee? Use RBCs Corporate Creditor Payment Service. Here’s How:
Contact your RBC Account Manager to learn more about Corporate Creditor Bill Payment Service.
Electronic Cheque Deposit Service
Deposit multiple cheques into your CAD or USD business accounts using Cheque-Pro® electronic cheque deposit service.
- Deposit multiple cheques electronically from your office location(s)
- Receive same-day credit for deposits made before 10pm ET
- Submit unlimited deposits with up to 250 items per deposit
- Receive payment information online, as well as digital images of your cheques
Best For:
- Companies depositing over 25 cheques per month
- Those receiving customer payments in Canadian and U.S. funds by cheque
- Businesses with locations depositing cheques across Canada
Ready to Use Electronic Cheque Deposits? Here’s How:
Contact your RBC Account Manager to learn more about Cheque-Pro.
Payment Solutions by Moneris‡
Moneris has payment solutions for every type of business, and you can get access to your money the next day, every day at no extra cost.
- Set up is easy, fast and secure.
- Accept payments in-store, online or on-the-go.
- Access to funds by next day - 7 days a week, 365 days a year.
- Get 24-7 access to advice and support along the way.
Best For:
- Businesses that want to boost sales by making it more convenient for customers to pay.
- Businesses looking for payment solutions to grow with them, providing scalable options and improved cash flow.
- Those looking for in-store point-of-sale or wireless terminals for curbside pick-up.
Ready to Explore Moneris Payment Solutions?
Learn MorePre-Authorized Debit (ACH)
Automatically collect recurring, fixed or variable receivables from your customers electronically.
- Accept receivables from Canadian and U.S. customers
- Those looking to immediately identify insufficient fund payments
- Don’t miss returned payments
Best For:
- Companies with existing relationships with customers and payees (i.e. service fees, subscription fees, condo fees)
- Immediately identifying insufficient fund payments
Ready to Use Pre-Authorized Debits? Here’s How:
Contact your RBC Account Manager to learn more about Pre-Authorized Debit
Receiving & Processing a High Volume of Paper Cheques
A PO Box system that amalgamates, collects, opens, processes and provides same-day access to payments and invoices.
- Images all cheques and invoices received and extracts relevant remittance details
- Deposits cheques with same day credit
- Provides access via online or file transfer to both cheque and remittance details, with associated images
Best For:
- Mid-sized to large businesses looking to reduce time processing their high paper cheque/invoice volume
- Businesses who receive paper payments from long distances
- Same-day processing of mailed receivables
- Businesses requiring comprehensive, customized remittance information, online access to digital images and faster valuation of deposits
LockBox Is Available Through:
Give Your Customers More Ways to Pay with PayPlan by RBC*
PayPlan by RBC gives your customers the option to pay for items over time on the terms that work best for them through a simple, positive payment experience that supports strong, lasting relationships.
- Offer more options and flexible financing terms for your shoppers to pay
- Provide your shoppers with a way to pay for larger items with a pay‑over‑time solution.
- Make the buying decisions easier for your shoppers when the costs can be split over time, across multiple payments.
Best For:
- Companies looking for a seamless integration with their ecommerce platform
- Companies looking to drive sales, Grow average order value and increase overall conversions through different payment options
Ready to Explore PayPlan by RBC?
Our Most Popular
Paying and Receiving Solutions
Automated Payroll Solutions
Streamline your employee payroll process with ADP—with automatic tax remittance and deposits.
Payment Solutions
Improve your cash flow with Moneris—one of the largest payment processors in North America.
Pre-authorized Debit
Automatically collect recurring, fixed or variable receivables from your customers electronically.
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Our dedicated specialists will work with you to provide the financial advice and solutions that best suit your business.
