Getting through it together
Stories of resilience and advice to help you manage and grow your business.
All Resources (16)

5 Tips to Help Find Hidden Savings and Offset Rising Business Costs
May 27, 2022

Your First Years in Business: From Surviving to Thriving
June 6, 2022

How Virtual Marketplaces Can Benefit Your Business
April 27, 2022

Canadian Federal Budget 2022—3 Key Takeaways for Small Businesses
April 27, 2022

Greening Your Business: 5 Simple Ways to Get Started #GettingToNetZero
March 30, 2022

Tips to Attract, Retain and Engage Staff: HR Best Practices in Turbulent Times
April 27, 2022

It’s Fraud Awareness Month: 5 Cyber Safety Tips to Protect Your Business
February 28, 2022

Women Entrepreneurs: Making a Difference Through Leadership and Innovation
March 2, 2022

How to Build the Best Business Plan Ever: Step-by-Step Guide
January 21, 2022

How Montreal Men’s Clothing Company Surmesur Has Cut a Unique Path Through the Pandemic
June 2nd, 2021

#SmallBusinessRedefined: Transferring the Energy Online: How Soul Studio Expanded During COVID-19
April 14th, 2021

#SmallBusinessRedefined: Muttluks Founder Marianne Bertrand on Running a Seasonal Canadian Business
December 30th, 2020

Episode Four: Chris Barrett - Put Your Best Click Forward
October 6th, 2020

Episode Two: Ujwal Arkalgud - Adapting to the Changing Face of the Canadian Consumer
October 23rd, 2020

Episode Five: Christian Dion - Kick-up Your Online Marketing
October 6th, 2020
Black Entrepreneur Program
As part of our action plan against issues of systemic racism, RBC is committed to enabling economic growth and wealth creation for Black entrepreneurs through access to financial solutions and advice. We are also actively championing success and fostering community engagement through partnerships and programs in an effort to help establish a robust and enduring ecosystem of Black entrepreneurs.
Open & Promote Your Store
Moneris Online†
Build your business online
Grow your business with Moneris Online
Bundle and save up to $569 on Moneris Online and Moneris Go + get $150 Petro-Canada eGift Card- Limited time Offer12
With a complete end-to-end online store solution, you'll get the tools you need to introduce new revenue, reach more customers, and expand your footprint.
Everything you need to reach new clients –online:
- Build your website with no coding or design experience needed - with 4 FREE hours of professional website creation support if you need it9
- Start selling online by processing debit or credit card payments, making online scheduling of curbside pickups, appointments and reservations easier.
- Deliver: Easily ship your products to your clients with built-in UPS® integration and preferred shipping rates2.
- Reach: Use Google™ Ads to get in front of clients and Visa® cardholders can save3!

Nextdoor
Grow Your Business Locally
RBC Business Clients receive 3 free Business Posts every month for 6 months and 1 free Local Deal7.
Nextdoor is an easy-to-use app that instantly connects you to customers in your neighbourhood.
Reach and connect with new clients to promote your business:
- Business Posts: Engage with your community and spread the word about events, announcements, promotions and more with free Business Posts.
- Local Deal: Promote new products, services or incentives to new and existing customers with one free Local Deal.
- Build Relationships with Local Customers: Post an update, ask for feedback and share expert advice. Neighbours can react and reply to your posts to spark conversation with your business.

Start a New Business
Challenging times can offer good opportunities to start a business.
Learn how you can get an idea off the ground with our five start-up steps. Each step includes guides, tools, templates and resources to help you along the way.
Learn more
Register or incorporate your Business with Ownr and get up to $300 back* when you open an RBC business account.
Get StartedThinking of starting a business?
Explore the #GetStarted article series, where we provide practical tips, debunk common myths and call on experts to help prospective entrepreneurs take the leap from idea to action.
Offers & Services Beyond Banking

Grow your business with Moneris Online and get 6 months1 ($239.70 value) fees waived. Offer is available until November 30th, 2022.
Learn more
Get 3 months of free payroll processing (including ADP± and ADP HR AssistSM bundles) and your set-up fee waived4!
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GrantMatch is a leader in securing government funding for organizations. RBC business clients can access preferred pricing8. Offer expires January 31, 2023.
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Get access to creative and marketing company experts based on your project and budget. RBC Business clients receive an exclusive discount of 50% off for Premium-level support11.
Learn more
Get 3 months of free payroll processing (including ADP± and ADP HR AssistSM bundles) and your set-up fee waived4!
Learn more
Get access to creative and marketing company experts based on your project and budget. RBC Business clients receive an exclusive discount of 50% off for Premium-level support11.
Learn more
Grow your business with Moneris Online and get 6 months1 ($239.70 value) fees waived. Offer is available until November 30th, 2022.
Learn more
GrantMatch is an industry leader in securing government funding for a wide variety of organizations. RBC business clients can access preferred pricing from GrantMatch8. Offer expires January 31, 2023.
Learn moreOnline Banking
Business banking that fits your needs
- Pay taxes online – File and submit federal and provincial taxes conveniently and efficiently
- Send a wire transfer – A fast and secure way to pay your domestic and international vendors. Use when guaranteed funds are needed to close the deal.
- Pay employees and vendors - Pay your domestic and international vendors, virtually anywhere in the world, in over 25 currencies.
RBC Mobile App6
Business banking in the palm of your hands
- Track business spending with NOMI - Gain insights to make informed financial decisions.
- Improve cash flow with our Request Money feature to remind clients about outstanding invoices and receive real-time notifications on outstanding payments
- Send money electronically to pay bills, transfer money between accounts and send Interac e-Transfer payments to vendors and suppliers
Or text “RBC” to 722722 and we’ll send you the link
Frequently Asked Questions
To Enroll in Pay Employees and Vendors for direct deposits
View DetailsA Void Cheque can be obtained from Online Banking or by visiting your local RBC Royal Bank branch.
View DetailsBusiness Clients can conveniently pay and file government remittances such as Federal or Provincial taxes (GST/PST) and payroll source deductions online.
View DetailsTo sign into Online Banking and RBC Express
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We have built the RBC Small Business Navigator website to provide relevant and timely information to help businesses navigate through changing times. To ensure we are delivering content that is relevant to you, please share your feedback.
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Talk to an Expert
Talk to a Business Advisor about Business Banking Solutions.
Call 1-800-769-2520
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Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
MONERIS and MONERIS & Design are registered trademarks of Moneris Solutions Corporation. BOOKMARK is a trademark of Bookmark Your Life, Inc.
UPS is a registered trademark of United Parcel Service of America, Inc. and is used under license by United Parcel Service Canada Ltd. All other marks appearing on this page are the property of their respective owners.
For sole proprietorship registration “$89 back” offer is inclusive of any applicable taxes, and for incorporation, “$300 back” offer is inclusive of any applicable taxes (“Offer”). Offer available when you register or incorporate with Ownr and open a new RBC business deposit account (“bank account”) within 60 days (“Qualifying Criteria”). Once you complete the Qualifying Criteria, you must log back into your Ownr account and click ‘Refund Me’. You will receive the refund to your bank account within 7-10 business days of clicking ‘Refund Me’ . To qualify for this Offer your bank account must remain open for a period of 1 year from the date your bank account is opened. If you received this Offer then changed or closed your bank account within 1 year, we reserve the right to debit your bank account for the value of this Offer, plus applicable taxes, even if this places you into overdraft. Offer may be revised or withdrawn at any time without notice. No minimum account balance required.
Terms and conditions apply. Promotion runs from July 17, 2020 to November 30th, 2022 (“Offer Period”). To be eligible for a 6-month fee waiver on the Bookmark Business Plan (“Offer”), you must be or become a Moneris merchant, have an RBC personal or business bank account for the settlement of transaction proceeds and sign up for a Bookmark Business Plan during the Offer Period. Monthly fee of $39.95 shall apply after the expiry of the 6-month fee waiver period on the Bookmark Business Plan which may be cancelled at any time. Offer is subject to change, cancellation or withdrawal at any time. Please click here for complete details of offer terms and conditions, including additional restrictions regarding offer eligibility.
This promotional offer (the "Offer") is not transferable, cannot be combined with other promotional offers or discounts and is time limited. In order to take advantage of this Offer and receive certain UPS preferred rates, you must visit ups.com and create a UPS account or sign-in with your existing UPS account. The services provided by UPS are subject to the UPS Canada Terms and Conditions of Service and such terms and conditions are available at UPS.com/ca.
As a Google Partner, Kliken is offering customers who are Visa Cardholders a credit for advertising on Google. Spend $150 within 31 days of your first served Google Ad powered by Kliken and Kliken will automatically top up your account with up to an additional $150 worth of advertising credit. Kliken is solely responsible for this offer. Click here for offer details.
Terms and conditions apply. Receive three months of free payroll processing and free implementation when you are referred by Royal Bank of Canada (“RBC”) by September 30, 2022 and have entered into ADP’s standard form services agreement by October 31, 2022. Cannot be combined with any other promotions and is only available to new ADP clients in Canada and ADP Clients who have previously only obtained Complimentary Access to ADP HR AssistSM, in each case that are referred by RBC and have 1–49 employees . Applies only for Small Business Payroll solutions — ADP Workforce Now On the GoSM, TeamPay by ADP® (including ADP HR Assist bundles), TeamPay by ADP Live and Comprehensive Outsourcing Services. Free processing applies to the recurring processing fees paid by you to ADP. “Recurring processing fees” exclude, without limitation: (i) any underlying payroll funding obligations (wages, taxes, third party remittances); (ii) fees for additional services such as custom reports,third-party remittances (as applicable), and cheque stuffing; (iii) Year-end services (except for first T4 production as applicable); (iv) third party pass through charges (including delivery charges); (v) bank fees such as wire and NSF fees; (vi) fees for the delivery, maintenance and sale of equipment; and (vii) penalties and interest. ADP reserves the right to discontinue or modify this promotion at any time. ADP, the ADP logo, TeamPay by ADP and Always Designing for People are trademarks of ADP, Inc. ADP HR Assist and ADP Workforce Now On the Go are service marks of ADP, Inc. ® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. All other marks are the property of their respective owners. Services referenced herein are provided by ADP Canada Co. ADP Canada Co. is not a member of RBC Financial Group. Copyright © 2021, ADP Canada Co.
Certain terms and conditions apply. Please visit go.moneris.com/rbc for complete details and restrictions regarding offer eligibility. To be eligible merchants must enter into credit and debit processing agreements and rent or buy a terminal from Moneris. Offer is subject to cancellation or withdrawal at any time. Promotion runs from March 11, 2020 to November 30th, 2022. MONERIS and MONERIS & Design are registered trademarks of Moneris Solutions Corporation.
RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Canada, and RBC Rewards are operated by Royal Bank of Canada.
This offer is not transferrable. In addition to the one (1) free Business Post you will receive upon initial sign-up with Nextdoor, as an RBC Business Client you will also get an additional two (2) free Business Posts per month (regularly $125/post) for six months and one (1) free Local Deal (valued at $125) (collectively, “Offer”). “RBC Business Clients” are RBC clients who have an RBC business bank account or an RBC business credit card (excluding RBC commercial credit cards). Offer is valid for the first 6 months from the date of sign-up. The Local Deal is a way for businesses to share deals and promotions. RBC Business Clients must either sign up with Nextdoor via the RBC Offers for Business platform or if they who have an existing business account with Nextdoor must email Nextdoor at the email address provided in the offer terms in the RBC Offers for Business platform using their email associated with their business account for Nextdoor in order to receive the Offer. Offer must be activated before June 30, 2022. Offer will be applied to your Nextdoor business account within 48 hours after the initial Nextdoor business account sign-up via RBC Offers for Business or for RBC Business Clients with an existing business account with Nextdoor upon email receipt.
For more information on Business Posts, please visit: https://help.nextdoor.com/s/article/Business-posting-guidelines?language=en_CA .
For more information on Local Deals, please visit: https://help.nextdoor.com/s/article/Offers-rules-best-practices-official?language=en_CA .
Nextdoor Canada Ltd, and not Royal Bank of Canada, is responsible for the terms and conditions applicable to this offer.
Upon enrolling in RBC Online Banking for Business, it may take up to 4-6 weeks to view RBC Business Offers.
This offer is only available to Royal Bank of Canada (RBC) business clients and is non-transferable. RBC business clients will receive free access to the GrantMatch Funding Assessment and Strategy Tool (FAST). RBC business clients who wish to access the FAST more than once must contact GrantMatch directly. Upon completing a FAST assessment, RBC business clients can get access to preferred pricing for GrantMatch grant writing services (where GrantMatch personnel will assist with the completion and submission of a grant application) and GrantMatch Premium (where GrantMatch funding specialist will assist in developing long term strategic grant strategy, offer guidance on the grant application process and if a grant is awarded will assist with reporting and compliance requirements) (“Offer”).
Preferred pricing for GrantMatch grant writing services consists of the following which is a 20% discount from GrantMatch’s standard pricing for GrantMatch grant writing services:
(1) Hourly rate $175.
Preferred pricing for GrantMatch Premium consists of the following options which are a 20% discount from GrantMatch’s standard pricing for GrantMatch Premium:
(1) an hourly rate $175; or
(2) a percentage fee model which is based on a percentage of approved funding:
- Up to $250,000 = 20% fee (of the first $250,000 of approved funding)
- Between $250,000 - $499,999 =16% (of approved funding)
- Between $500,000 - $999,999 =12% (of approved funding)
- More than $1mm = 8% (of approved funding)
Preferred pricing does not include HST. This Offer is valid from March 22, 2021 to January 31, 2023. GrantMatch Corp., not Royal Bank of Canada, is responsible for all terms and conditions applicable to your GrantMatch services, which are available at: https://ca.grantmatch.com/gm-terms-of-use-ca(opens to external site). Offer may not be combined or used in conjunction with any other offer(s). GrantMatch and RBC each reserve the right to discontinue or modify this Offer at any time.
Upon your request, Moneris may offer you assistance to develop your website ("Website Development Service"). If you use the Website Development Service, you need to provide Moneris with directions and instructions about the development of your website and you may be required to provide Moneris with permission to make changes and edit your website during the development. You remain solely responsible for your website and you need to: (a) review and approve any development, content, changes and edits suggested or made by Moneris to your website on your behalf, and (b) ensure that you remove any editorial rights which you may have granted to Moneris when you no longer wish to receive the Website Development Service. Moneris is entitled at any time, and without prior notice, to discontinue providing you with the Website Development Service for any reason. The Website Development Service is provided to you on an "as is" and "as available" basis. All other representations or warranties, express or implied, including any warranties of merchantability or as to correctness, quality, accuracy or reliability or as to fitness for a particular purpose are specifically excluded and disclaimed. The liability of Moneris to you arising out of, or in any way related to, the Website Development Service, will, in the aggregate, be limited to actual, direct and general monetary damages in an amount not to exceed the total fees, if any, paid by you for the Website Development Service to Moneris. This limitation of liability applies regardless of the form in which any legal or equitable action may be brought against Moneris, whether under contract, tort (including negligence) or otherwise, and the foregoing will constitute your exclusive remedy.
Certain terms and conditions apply. Please click here(opens to external site) for complete details and restrictions regarding offer eligibility. To be eligible merchants must enter into credit and debit processing agreements and rent or buy a device from Moneris and meet other eligibility requirements. Offer is subject to cancellation or withdrawal at any time. Promotion runs from July 1, 2021, to November 30th, 2022 (the “Offer Period”).
This offer is non-transferable. This offer and its associated terms and conditions are provided by helloDarwin, not Royal Bank of Canada (“RBC”), and are available at: https://hellodarwin.com/terms-of-service(opens to external site).
To take advantage of this offer, click the link in this offer to fill out the form which outlines your business and project details and a representative from helloDarwin will reach out to you. helloDarwin has agreed to provide an exclusive discount of 50% off the Nominal Fee. The Nominal Fee is set at 1.5% of the total cost of the project. Where the Premium service discount is available, a Nominal Fee of 0.75% of the total cost of the project will be charged.
This offer cannot be combined with any other promotions. Offer may be amended or withdrawn at any time. For more details on the RBC Offers program, please visit rbc.com/offers.