Getting through it together
Stories of resilience and advice to help you manage and grow your business.
All Resource (11)
Business Real Estate in 2020: Managing the Costs and Watching the Trends
October 20th, 2020
Episode Four: Chris Barrett - Put Your Best Click Forward
October 6th, 2020
From Recession to Recovery: RBC’s Chief Economist Shares Outlook for Canadian Economy
October 22nd, 2020
Episode Two: Ujwal Arkalgud - Adapting to the Changing Face of the Canadian Consumer
October 23rd, 2020
How a “Made in Canada” Approach Helped One Garment Manufacturer Thrive
October 16th, 2020
Episode Five: Christian Dion - Kick-up Your Online Marketing
October 6th, 2020
Matt and Brandi Bialek on How Blast-Off Fireworks is Taking Off
October 7th, 2020
Five Ways a Business Credit Card Can Improve Your Cash Flow in 2020
August 31st, 2020
Getting Your Business Online: A Step-by-step Guide
July 31st, 2020
Classic Diner Meets Modern Technology – How Hynes Restaurant Adapted During COVID-19
September 10th, 2020
Business Scenario Planning: 5 Questions to Ask Yourself Right Now to Prepare for the Future
July 8th, 2020
Helping Businesses During COVID-19
Helping Businesses During COVID-19
We know that many businesses are facing difficult challenges due to the pandemic. We’re here to support businesses with immediate and longer-term relief solutions. Contact us to find out about the relief programs that are available.
Build Your Online
Store
Sell More With An Online Store
Get Bookmark fees waived for 6 months (a $239.70 value).1
To help your business thrive, it's more important than ever to give your customers the option to buy online. In collaboration with Moneris† and Bookmark†, we've created an exclusive offer for RBC clients1 - Build your online store with Moneris Online and Bookmark, and Moneris will waive the Bookmark fees for 6 months.1 Plus, you’ll enjoy preferred rates on UPS± shipping and accessories, including up to 50% off small package shipping.2
Taking your business online is easy:
- Build your website with Bookmark: No coding or design experience needed.
- Accept payments with Moneris Online: Process debit or credit card payments through your website.
- Ship to customers with UPS: Enjoy preferred rates on UPS shipping and accessories.2
Start a New Business
Challenging times can offer good opportunities to start a business.
Learn how you can get an idea off the ground with our five start-up steps. Each step includes guides, tools, templates and resources to help you along the way.
Learn more
Register or incorporate your Business with Ownr and get up to $319 back* when you open an RBC business account.
Get StartedOffers & Services Beyond Banking
Get 3 months of free payroll processing (including ADP± and ADP HR AssistSM bundles) and your set-up fee waived3!
Learn more
Tailor a payment solution for your business, whether you need a mobile or countertop option. New Moneris customers get 3 months of device rental waived plus, a 90-day satisfaction guarantee4. Moneris will meet – or beat – your current payment processor rating pricing4.
Learn more
Wello‡ is healthcare anytime, anywhere by phone, video and secure messaging 24/7.
Learn more
Hire students with skills matched to your business needs using Canada’s largest campus recruiting platform. Take advantage of government subsidies supporting students and diversity employment.
Learn more
Get 3 months of free payroll processing (including ADP± and ADP HR AssistSM bundles) and your set-up fee waived3!
Learn more
Tailor a payment solution for your business, whether you need a mobile or countertop option. New Moneris customers get 3 months of device rental waived plus, a 90-day satisfaction guarantee4. Moneris will meet – or beat – your current payment processor rating pricing4.
Learn more
Hire young talent with skills matched to your business needs using Canada’s largest campus recruiting platform. Take advantage of government subsidies supporting youth and diversity employment.
Learn more
Wello‡ is healthcare anytime, anywhere by phone, video and secure messaging 24/7.
Learn moreOnline Banking
Business banking that fits your needs
- Pay taxes online – File and submit federal and provincial taxes conveniently and efficiently
- Send a wire transfer – A fast and secure way to pay your domestic and international vendors. Use when guaranteed funds are needed to close the deal.
- Pay employees and vendors - Pay your domestic and international vendors, virtually anywhere in the world, in over 25 currencies.
RBC Mobile App5
Business banking in the palm of your hands
- Track business spending with NOMI - Gain insights to make informed financial decisions.
- Improve cash flow with our Request Money feature to remind clients about outstanding invoices and receive real-time notifications on outstanding payments
- Send money electronically to pay bills, transfer money between accounts and send Interac e-Transfer payments to vendors and suppliers
Or text “RBC” to 722722 and we’ll send you the link
Frequently Asked Questions
The Government of Canada is providing the Canada Emergency Business Account to support Canadian businesses that have been adversely affected by COVID-19. Businesses that are approved for CEBA will receive a $40,000 loan for immediate financial support to cover short term operating expenses, payroll and other non-deferrable expenses which are critical to sustain business continuity. In order to request enrollment for the Canada Emergency Business Account (CEBA), as per the Government of Canada’s requirements, the organization must meet certain criteria based on their qualifying stream.
View DetailsYou can register to receive eligible amounts to be paid to you by the Canada Revenue Agency (CRA) such as the Canada Emergency Wage Subsidy (CEWS), directly in your RBC business account.
View DetailsTo Enroll in Pay Employees and Vendors for direct deposits
View DetailsTo send a wire transfer in Online Banking for Business or RBC Express
View DetailsBusiness clients can conveniently pay and file government remittances such as Federal or Provincial taxes (GST/PST) and payroll source deductions online.
View DetailsTo sign into Online Banking and RBC Express
View DetailsBe the First to Know
Sign up for email alerts to stay up to date on practical resources, money saving offers, stories from small businesses and financial advice.
Stay Connected
Talk to an Expert
Talk to a Business Advisor about Business Banking Solutions.
Call 1-800-769-2520
View Legal DisclaimersHide Legal Disclaimers
Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
MONERIS and MONERIS & Design are registered trademarks of Moneris Solutions Corporation. BOOKMARK is a trademark of Bookmark Your Life, Inc.
UPS is a registered trademark of United Parcel Service of America, Inc. and is used under license by United Parcel Service Canada Ltd. All other marks appearing on this page are the property of their respective owners.
For sole proprietorship registration “get all your registration fees back” offer is inclusive of any applicable taxes, and for incorporation, “$319 back” offer is inclusive of any applicable taxes (“Offer”). Offer available when you register or incorporate with Ownr and open a new RBC business deposit account (“bank account”) by December 31, 2020 (“Qualifying Criteria”). Once you complete the Qualifying Criteria, you must log back into your Ownr account and click ‘Refund Me’. You will receive the refund to your bank account within 7-10 business days of clicking ‘Refund Me’ . To qualify for this Offer your bank account must remain open for a period of 1 year from the date your bank account is opened. If you received this Offer then changed or closed your bank account within 1 year, we reserve the right to debit your bank account for the value of this Offer, plus applicable taxes, even if this places you into overdraft. Offer may be revised or withdrawn at any time without notice. No minimum account balance required.
Terms and conditions apply. Promotion runs from July 17, 2020 to December 31, 2020 (“Offer Period”). To be eligible for a 6-month fee waiver on the Bookmark Business Plan (“Offer”), you must be or become a Moneris merchant, have an RBC personal or business bank account for the settlement of transaction proceeds and sign up for a Bookmark Business Plan during the Offer Period. Monthly fee of $39.95 shall apply after the expiry of the 6-month fee waiver period on the Bookmark Business Plan which may be cancelled at any time. Offer is subject to change, cancellation or withdrawal at any time. Please click here for complete details of offer terms and conditions, including additional restrictions regarding offer eligibility.
This promotional offer (the "Offer") is not transferable, cannot be combined with other promotional offers or discounts and is time limited. In order to take advantage of this Offer and receive certain UPS preferred rates, you must visit ups.com and create a UPS account or sign-in with your existing UPS account. The services provided by UPS are subject to the UPS Canada Terms and Conditions of Service and such terms and conditions are available at UPS.com/ca.
Receive 3 months of free payroll processing and free implementation when you are referred by Royal Bank of Canada (“RBC”) by January 31, 2021 and have entered into ADP’s standard form services agreement by February 28, 2021. Cannot be combined with any other promotions and is only available to new ADP clients in Canada and ADP Clients who have previously only obtained Complimentary Access to ADP HR Assist, in each case that are referred by RBC and have 1-49 employees. Applies only for Small Business Payroll solutions – ADP Workforce Now On the GoSM, TeamPay by ADP® (including ADP HR AssistSM bundles), TeamPay by ADP Live, and Comprehensive Outsourcing Services. Free payroll processing applies to the recurring payroll processing fees paid by you to ADP. “Recurring payroll processing fees” exclude, without limitation: (i) any underlying payroll funding obligations (wages, taxes, third party remittances); (ii) any fees for official bank cheques, tax or special one-time reports, third-party remittances or cheque stuffing; (iii) Year-end services; (iv) refundable deposits or third party pass-through charges (including delivery charges); (v) direct expenses/charges (e.g. NSF fees); (vi) penalties and interest; (vii) fees for shipping, delivery and installation of equipment or software, custom programming, the sale or leasing of equipment or software, or maintenance; and (viii) income derived from the float. ADP reserves the right to discontinue or modify this promotion at any time.
Certain terms and conditions apply. Please visit go.moneris.com/rbc for complete details and restrictions regarding offer eligibility. To be eligible merchants must enter into credit and debit processing agreements and rent or buy a terminal from Moneris. Offer is subject to cancellation or withdrawal at any time. Promotion runs from March 11, 2020 to December 31, 2020. MONERIS and MONERIS & Design are registered trademarks of Moneris Solutions Corporation.
RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Canada, RBC Wallet and RBC Rewards are operated by Royal Bank of Canada.
To apply for a grant you must meet the minimum eligibility criteria, including but not limited to, the requirement that you must own and operate a small to medium size business registered or incorporated in Canada, with annual sales between $200,000 and $3 million and up to 75 employees and hold commercial generality liability insurance in the minimum amount of $1 million. Full eligibility criteria and grant application details will be available at https://occ.ca/canada-united-small-business-relief-fund.