Legal Disclaimer

1) All lending products are provided by Royal Bank of Canada and are subject to its standard lending criteria.

2) In order to receive the 15,000 bonus RBC Rewards points offer, your application must be received by December 31, 2014 and approved by us. Existing RBC Royal Bank Visa Business Platinum Avion cardholders as of the offer eligibility dates are not eligible for this offer. Upon enrolment, 15,000 bonus points will appear on your first Visa statement (applies to the primary business card only). This offer may not be used in conjunction with or combined with any other offer. Avion Air Travel Rewards Redemptions begin at 15,000 points for a short-haul flight. See www.rbcroyalbank.com/cards/rbcrewards/avion_booking (opens new window) for more details.

3) RBC Rewards points are earned only on net purchases; points are not earned on cash advances, (including RBC Royal Bank credit card cheques, balance transfers, cash-like transactions and bill payments)interest charges, fees or credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

4) Avion Air Travel Reward redemptions from the Avion Air Travel Redemption Schedule start at 15,000 points for a round trip short-haul flight in economy class with a maximum ticket price of $350. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including guidelines on redeeming for business class seats, visit www.rbcroyalbank.com/cards/rbcrewards/avion_booking (opens new window). For general redemption terms, conditions and restrictions that apply to the RBC Rewards program, please visit: www.rbcrewards.com (opens new window) or call 1-800-769-2512.

6) All bookings and travel arrangements are arranged and/or provided by Carlson Wagonlit Travel, Canada. Points will be awarded after you have travelled. Some terms and conditions apply. Please see terms and conditions (opens new window).

7) In the case of multiple business owners, combining RBC Rewards points between business and personal cards is only available to one business owner. Supplementary card members are not eligible to combine points between their personal and business cards. For more information, see the RBC Rewards Avion Terms and Conditions (opens new window).

8) Subject to availability. Some restrictions may apply. For complete Terms and Conditions associated with the RBC Rewards Program, please visit www.rbcrewards.com (opens new window) or call 1-800-769-2512.

9) 30,000 RBC Rewards points redemption does not include flights to Hawaii or Alaska. Maximum ticket price is $750. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including guidelines on redeeming for business class seats, visit www.rbcroyalbank.com/cards/rbcrewards/avion_booking (opens new window). For general redemption terms, conditions and restrictions that apply to the RBC Rewards program, please visit: www.rbcrewards.com (opens new window) or call 1-800-769-2512.

10) For more details, including guidelines on redeeming for business class seats, visit www.rbcroyalbank.com/cards/rbcrewards/avion_booking (opens new window).
11) Minimum of 10,000 points per transfer and up to 4 weeks for the transfer to be complete. Once transferred, points can not be transferred back to RBC Rewards points.

For terms, conditions and restrictions that apply, please see the Redemption Brochure in your RBC Royal Bank Visa Business Platinum Avion card Welcome Kit or see the Terms and Conditions outlined at www.rbcrewards.com (opens new window) and in the RBC Rewards catalogue.