Cash Management & Payment Solutions

Effective cash management strategies are essential to managing your business.

We offer a full range of services that are tailored to meet your needs and give you maximum control over your business finances on a day to day basis.

By discussing your specific needs and preferences, we can set you up with the right tools and arrangements to optimize your banking experience.


Automated Direct Credit and Electronic Payroll Services*

*available only in Bahamas

RBC's Automated Direct Credit service enables you to electronically submit payment instructions to the bank, at your convenience. This service allows you to make a wide variety of individual and mass payments such as payroll, and vendor payments, to automatically credit your employees and other payer accounts at RBC or other local banks.

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RBC BusinessPay*

*available only in Bahamas

We know making payments is essential to running your business and managing multiple payments & receivables can be costly and time-consuming. RBC BusinessPay allows you to automatically make individual or multiple payments directly into the accounts of all your payees with ACH Direct Credit & collect receivables into your accounts with ACH Direct Debit.

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Automated Direct Debit*

*available only in Bahamas

RBC's Automated Direct Debit service allows you to electronically submit collection instructions to the bank, at your convenience. This service allows you to collect recurring, fixed or variable receivables from your customers where you have their pre-authorized consent to automatically debit their account at RBC or other local banks.

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Bill Payment Collection Services

RBC Bill Payment Collections Service enables you to receive payments from your clients electronically. This makes it easier for you to collect your funds and offer convenience to your customers who can now manage their bills and payments their way - anytime and anywhere.

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Working Capital Solutions

RBC's Working Capital Solutions is an automated revolving line of credit to help meet your short-term financial needs.

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Merchant Services 

Grow your business and positively affect your bottom line with our innovative and secure payment solutions.

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RBC Business Credit Cards

RBC Royal Bank offers business credit cards to suit your business needs.

 Learn More - Bahamas clients

 Learn More - Turks & Caicos clients


Non-Stop Depository

Our Non-Stop Depository or "Night Bag" facility provides a convenient, safe and secure way to make deposits to your Business account 24 hours a day, 7 days a week at RBC branches and specified RBC locations.

You can deposit cash or cheques at any time of the day or night utilising the drop chute located outside of the branch.

A key for the chute and biodegradable bags are provided for the Non-Stop Depository service, which can also be accessed during regular branch hours.

Please contact your branch for further details.

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