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 Credit Share places control in your hands by:

  • Allowing you to set personal purchase and cash advance limits for your authorized users
  • Showing all spending on one consolidated statement
  • Teaching your children about credit management
  • Managing employee spending

How it works:

  • This service can be requested by the primary or joint cardholder.
  • Authorized Users with the Credit Share card option must be at least 16 years of age.
  • Qualifying purchases will earn rewards points or contribute to cash back credits*.
  • If no limit is set, the Authorized User will have full access to your available credit limit.

Enrollment is easy for eligible cardholders.

One of our sales professionals will be happy to help you set your limits. Contact us.

*Applicable to certain credit card products.

Available on the following products:

                   

With RBC Digital Banking, enjoy the confidence of banking online with additional protection against threats such as identity theft and phishing. You can make payments and view the balances and transactions on your credit card — anytime, anywhere and from any device.

Features:

  • View credit card balance and transaction history
  • Make payments to your credit card
  • View & Manage RBC Electronic Statements*
  • Receive and accept offers*

Enroll online* or at an RBC branch.

*Certain markets

Available on the following products:

                  

The Price Protection Program helps you get the best price you can find on most products. When you pay in full for an item with your eligible credit card* you will receive, free of charge, protection when you find the same item (same make, model and model year) for a lower price within thirty days of the purchase date up to the maximum sum insured that applies.

The price difference must be above USD 25 for this coverage to apply. This price protection applies for items purchased in your own country or abroad. Additional terms and conditions apply.**

To claim this benefit log in to the Visa Benefits portal.

*Coverage amount varies by product.

**For full details on the Price Protection Program, log in to the Visa Benefits portal.

Available on the following products:

               

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Benefit from the security and safety offered through Purchase Protection. If something you bought with your eligible* credit card is accidentally damaged or stolen within 180 days from the date of purchase, you are protected.

Coverage is limited to the cost of the item (excluding delivery and transportation costs) up to a maximum amount, per account, per twelve-month period.

What do I need to be covered?

  • The purchase must have been made entirely with your card, for yourself or as gifts with the exception of the items listed below.
  • Purchase registration is not required to be eligible for this coverage.

Additional terms and conditions apply.**

To claim this benefit log in to the Visa Benefits portal.

**Coverage amount varies by product.


**For full details on the Price Protection Program log in to the Visa Benefits portal.

Available on the following products:

            

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The Extended Warranty Protection benefit doubles the free repair period under the original manufacturer’s written repair Warranty or store Warranty up to one additional year on eligible products with manufacturer’s warranties between three months to three years.

What purchases are covered?

  • For an item to be eligible it must be purchased entirely with a valid RBC credit card* and the eligible item must have an original Manufacturer’s written repair Warranty valid in the country where purchased, or valid in the country the item resides as long as the original Warranty covers it.

Additional terms and conditions apply.**

To claim this benefit log in to the Visa Benefits portal.

*Coverage amount varies by product.

**For full details on the Extended Warranty Program log in to the Visa Benefits portal.

Available on the following products:

            

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Book online using avis.com/rbclac and your RBC Credit card and get away with up to 20% off base rates on your next rental in the USA, Europe and Latin America.

The Avis Worldwide Discount number (AWD) is automatically applied when booking through this website. Additional terms and conditions apply.**

**For full details on the auto rental discount visit avis.com/rbclac.

Available on the following products:

                  

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This benefit allows you to collect call the VISA Card Benefit Services Center to request a substitute credit card in emergency circumstances while travelling abroad.

To request an emergency card replacement, you must contact the Benefits Service Department:

  • USA & CANADA: +1 800-396-9665 (collect call)
  • INTERNATIONAL: +1 303-967-1098 (collect call)

*You must select option 1 in the Options menu.*

Available on the following products:

                  

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The VISA Digital Concierge Service is your personal assistant who will work for you 24 hours a day, 365 days of the year, to ease every single moment of your day.

More than just another travel booking tool – it’s an all-encompassing service that’ll help you manage every aspect of your life.

Here’s a sample of three of the ways digital concierge can help you:

1. Redeem exclusive discounts on world-leading brands

Discover hundreds of offers on world-renowned brands across the world – many of which can be instantly redeemed online. Take advantage of discounts on designer fashion, high-end homeware, wellbeing brands and services for family and the home.

2. Gain access to the world’s best dining

Over 800 in-demand restaurants keep tables aside especially for members so you can make same-day reservations online as global restrictions ease. You can also enjoy benefits such as complimentary welcome drinks, kitchen tours and more. The dining specialists can also arrange for local delivery services to send fresh produce and restaurant-worthy meals to your doorstep.

3. Watch a digital masterclass or webinar

As a member you have access to a variety of live and pre-recorded digital events on everything from the art of floristry to mixology. A direct connection to major box offices around the world means you can have a front-row seat to streamed live performances.

*Terms and conditions apply. Visit Visa Benefits portal for all that Digital Concierge can do for you.

Available on the following products:

         

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Save on the cost of renting a vehicle while enjoying the peace of mind of knowing you’re covered.

If you pay for a Rental Car with your RBC credit card, you will have coverage for covered damages to the Rental Car for periods up to 31 days. For the coverage to be applicable, the Cardholder must decline the Collision Damage Waiver (CDW) or similar coverage offered by the auto rental company.

Available on the following products:

            

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When you pay in full for your international travel tickets for a registered common carrier with your eligible Visa credit card you will receive, free of charge and worldwide, protection against accidents or medical emergencies that happen outside of your country of residence or country where card is issued up to USD$170,000 per beneficiary. You must issue a travel certificate at www.visa.com/benefitsportal prior to your trip to be covered. This protection covers trips of up to sixty consecutive days of length and you will have up to thirty days to open a claim case.

Available on the following products: