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Contest Details

Apply for an RBC no-fee loan for your personal, home, or auto needs, for a chance to share in cash prizes!

Here’s how you qualify

Entering is Easy

Qualify for an RBC no-fee loan during the contest period.

Contest Period

October 22, 2025 - December 12, 2025

13 Lucky Winners

You can share in up to USD 85,000 in cash prizes.

  • Each prize is the local currency equivalent of six months of loan payments up to a maximum value. The cash value of the prizes will be credited directly to the winner's RBC Loan Servicing account.
  • Winners will be randomly selected from a group of eligible participants. Eligible participants are customers who have been approved for an Auto loan, Installment loan or Mortgage and had the funds disbursed by December 12, 2025. For winning mortgage customers, funds will be credited to their RBC Loan Servicing account upon disbursement of the facility.
  • Winners’ draws will take place on Friday December 12th, 2025
  • Winners must agree for their name and/or photograph to be published on the bank's website, social media pages and/or any other forms of media.
  • Should a selected participant not agree to the Terms and Conditions listed above an alternate winner will be selected.
  • Winners will be contacted via telephone. Should the Bank attempt to contact a winner using the information retained in the Bank’s records and be unable to make official contact and/or receive a response from said winner within five (5) business days, an alternate winner will be selected.
  • Staff of RBC are not eligible for the customer element of the promotion.
  • The Bank reserves the right, in its sole discretion to void any and all entries.
  • The decision of the Bank is final and binding in all matters relating to this Promotion, subject to the approval from the relevant gaming authorities.
  • This promotion is approved by the NLCB (Trinidad & Tobago specific)

We’re sharing joy and spreading cheer with cash prizes, and you could be one of our lucky winners!

Responsive Table Example
Country Prizes to be won Prize Value
Trinidad & Tobago 4 prizes Up to USD 5,000 each
The Bahamas 2 prizes Up to USD 10,000 each
Cayman Islands 2 prizes Up to USD 10,000 each
Barbados 2 prizes Up to USD 5,000 each
Aruba 1 prize Up to USD 5,000 each
Curacao & Bonaire 1 prize Up to USD 5,000 each
St. Maarten & Saba 1 prize Up to USD 5,000 each

Get More Savings with an RBC No-Fee Loan

Offering choice, flexibility and structured payments, an RBC Royal Bank® personal, auto or mortgage loan can meet your needs in different ways:

  • Your Best Rate Starts with a Conversation3

    Guidance and solutions through the application process.

  • No bank fees

    Save on upfront loan costs.

  • Lower monthly payments

    Competitive rates and flexible repayment terms up to 10 years.

Ways to Use an RBC Loan This Holiday Season

Personal Loans

Get the help you need to bring your gift ideas or a holiday getaway to life.

Mortgages

Give yourself the gift of a home or home renovations of your dreams.

Auto Loans

It's a great time to gift yourself or a loved one a new car.

Learn more about loans and mortgages.

Three things you need to start your application with an RBC Sales Professional.

  • Employment and income verification – most recent pay stubs
  • Proof of address
  • Personal identification

An RBC Sales Professional can help you find the right loan

Book an appointment with a Sales Professional today.

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