Your mortgage specialist is here to guide you
Finance your first or next home
Tap into the value of your home through refinancing
Save by switching your existing mortgage to RBC
How RBC Guides You Home
We Bring Our Team to You
Our team of Mortgage Specialists will meet you almost anywhere to provide guidance and solutions throughout the mortgage process.
Flexible Repayment Terms
We offer flexible rate options with repayment terms that best suit you.
Unlock Equity
Unlock the equity in your home and uncover opportunities for your dream renovation, education and more through refinancing.
Cashback and Fee Waivers
Discover savings through cashback and fee waivers on your new mortgage and long-term savings when you switch your mortgage to RBC.
Let’s Talk Mortgages
Complete our prequalificationdisclaimer 1 form to get started.
A Mortgage Specialist will reach out to guide you through your next steps.
®/TM
Trademark(s) of Royal Bank of Canada. Used under license.
Legal Disclaimer‡
All other trademarks are the property of their respective owner(s).
Legal Disclaimer*
Promotional Period March 23, 2026 – July 3, 2026
Legal Disclaimer1
This form provides a prequalification, which gives you an estimate of the amount of mortgage financing you may qualify for, based on the accuracy and completeness of the information provided by you. This prequalification is for illustrative and general information purposes only and is not intended to provide specific financial or other advice. Prequalification is not the same as a mortgage approval or pre-approval and is not a guarantee of mortgage financing, which is subject to a formal application for mortgage financing, standard lending criteria and satisfactory due diligence.
The minimum down payment used in the prequalification tool for all markets except the Cayman Islands and the Turks and Caicos Islands is 10%. In the case of the Cayman Islands and the Turks and Caicos Islands, the minimum down payment is 20%. Please note that the down payment applicable in each case is dependent on your financial position and other lending criteria. A minimum down payment of 10% (or 20% in the case of the Cayman Islands and the Turks and Caicos Islands) is not guaranteed and subject to you meeting approval criteria for 90% financing (or 80% financing in the case of the Cayman Islands and the Turks and Caicos Islands).
We do not make any express or implied warranty or representation regarding any information/results of this prequalification and are not liable for any loss or damage arising from any error or omission in, or any action or decision you make in reliance on, any information/results. The personal and financial information provided by you will be collected and retained by us and will be shared with an RBC Mortgage Specialist for the purposes of guiding you through the mortgage process and/or discussing your options.
The minimum down payment used in the prequalification tool for all markets except the Cayman Islands and the Turks and Caicos Islands is 10%. In the case of the Cayman Islands and the Turks and Caicos Islands, the minimum down payment is 20%. Please note that the down payment applicable in each case is dependent on your financial position and other lending criteria. A minimum down payment of 10% (or 20% in the case of the Cayman Islands and the Turks and Caicos Islands) is not guaranteed and subject to you meeting approval criteria for 90% financing (or 80% financing in the case of the Cayman Islands and the Turks and Caicos Islands).
We do not make any express or implied warranty or representation regarding any information/results of this prequalification and are not liable for any loss or damage arising from any error or omission in, or any action or decision you make in reliance on, any information/results. The personal and financial information provided by you will be collected and retained by us and will be shared with an RBC Mortgage Specialist for the purposes of guiding you through the mortgage process and/or discussing your options.