Apply for an RBC Cash Back Mastercard

*

To be eligible for this offer, your application for the RBC Cash Back Mastercard credit card must be received by September 12, 2022 and approved by us. To receive the $25 statement credit (“credit”) (i) your application must be approved by us, (ii) you must spend $300 or more within 3 months of account opening (iii) your credit card account must be in good standing since your account open date and (iv) the credit will be credited to your account on the first monthly statement after the spend criteria has been met. Additional cardholder(s), as well as existing RBC Cash Back Mastercard, RBC Rewards+ Visa, RBC Avion Visa Infinite or RBC Avion Visa Platinum, RBC Cathay Pacific‡ Visa Platinum, RBC British Airways‡ Visa Infinite, RBC Rewards Visa Preferred, RBC Avion Visa Infinite Privilege and RBC Avion Visa Infinite Privilege for Private Banking cardholders, applying for or transferring to an RBC Cash Back Mastercard card as of the offer eligibility period, are not eligible for this offer. This offer is eligible for the RBC Cash Back Mastercard card only and from new applications submitted through this communication and only one credit is applied per account. This offer may not be combined or used in conjunction with any other offer and may be amended or withdrawn without notice at any time, even after acceptance by you.

**

To be eligible to receive 50,000 Be Well points ("Bonus Be Well points") your application for an RBC Cash Back Mastercard must be received by September 12, 2022 ("Offer Period") and be approved by Royal Bank of Canada. You must apply for the RBC Cash Back Mastercard through rbc.com/rexall and link your new RBC Cash Back Mastercard to your Be Well card within 30 days of approval. Additional cardholder(s), as well as existing RBC personal credit card cardholders, applying for or transferring to a new RBC Cash Back Mastercard as of the Offer Period, are not eligible for this offer. You must be enrolled in RBC Online Banking in order to link your new RBC Cash Back Mastercard to your Be Well account. Card linking may take up to 2 business days to process. Please allow up to 2-9 weeks for the Bonus Be Well points to be awarded to your linked Be Well account. This offer may not be combined or used in conjunction with any other offer, with the exception of offers available on rbc.com/rexall. Offer may be amended or withdrawn without notice at any time, prior to acceptance by you. For complete details, including the definition of the capitalized terms used in the disclosures below, please see full Terms and Conditions, https://www.rbcroyalbank.com/credit-cards/documentation/pdf/rexall-terms.pdf.

1)

Unlimited means there is no maximum cash back credits you can earn on Grocery Store Purchases and other purchases (up to your available credit limit) per Annual Period. For complete RBC Cash Back Program Terms and Conditions, please visit: www.rbc.com/cashbackterms.

2)

You will earn (i) $2.00 back for every $100.00 (2% Cash Back Credit) in Grocery Store Purchases you make, on a maximum of $6,000 in Grocery Store Purchases per Annual Period, (ii) $1.00 back for every $100.00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per an Annual Period, unlimited, (iii) $0.50 back for every $100.00 (0.5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), other than Grocery Store Purchases, on a maximum of $6,000 in Net Purchases (other than Grocery Store Purchases) per Annual Period, and (iv) $1.00 back for every $100.00 (1% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), other than Grocery Store Purchases, in excess of $6,000 in Net Purchases (other than Grocery Store Purchases) per Annual Period, unlimited. Grocery Store Purchases are purchases made at merchants classified by Mastercard’s “Merchant Category Code” as “grocery stores and supermarkets” (MCC 5411). Even though some merchants such as department stores, variety stores and convenience stores may sell groceries, purchases made at these locations may not necessarily qualify as Grocery Store Purchases if the merchant is not classified by MCC 5411. Also, merchants that are not classified by MCC 5411 may be located on the premises of merchants that are classified by MCC 5411, in which case purchases made at these locations would not qualify as Grocery Store Purchases. Royal Bank of Canada (“Royal Bank”) cannot guarantee that any merchant, operating in whole or in part as a grocery store, is classified by MCC 5411 and in no event will Royal Bank be liable or responsible for any claims with respect to a grocery store purchase made at a merchant that is not classified by MCC 5411. To consult the list of participating merchants, please visit: www.rbc.com/nofeecashbackinfo. Provided your New Cash Back Balance is $25.00 or more, Cash Back Credits earned during the year will (i) automatically be credited to your January Account balance and appear on your January monthly statement, (ii) and/or be credited at any other time, upon request. Cash Back Credits are earned on Net Purchases only; they are not earned on cash advances, balance transfers, cash-like transactions and certain bill payments that are not pre-authorized charges that you set up with a merchant, interest charges or fees, and credits for returns and adjustments will reduce or cancel the Cash Back Credits earned by the amounts originally charged. For complete details, please refer to the RBC Cash Back Program Terms and Conditions at: www.rbc.com/cashbackterms.

3)

Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages underwritten by Aviva General Insurance Company. All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details.

4)

You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock.

5)

Learn more about optional extras at www.rbcroyalbank.com/credit-cards/cardholders/value-added-services.html.

6)

To participate in this offer, you must have an RBC Debit or Credit Card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one RBC Debit Card to a Be Well Card.
You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Be Well Card. Card linking may take up to 2 business days to process before Be Well points can be applied to purchases.
Each time you scan your Be Well Card and pay with your Linked RBC Card, you will earn 50 Be Well points for every $1 spent on eligible purchases at Rexall Locations. For full details, and defined terms visit Be Well Terms and Conditions available at https://www.letsbewell.ca/terms-conditions.
Be Well points are not awarded on taxes; tobacco products; products containing codeine; lottery tickets; alcohol; bottle deposits; gift cards; prepaid cards and wireless or long distance phone cards; event tickets; transit tickets and passes; post office transactions; stamps; passport photos; cash back; gifts with purchases; delivery charges; environmental levies; Home Health Care services/rentals and any other products or services that we may specify from time to time or where prohibited by law.

7)

To “redeem” means to use your Be Well points to pay, or partially pay, for eligible purchases by using your Be Well card at the point of sale in participating Rexall stores following the instructions provided by the cashier, the point-of-sale terminal or other payment processing device. You can redeem the Be Well points you collect for eligible purchases, see Section 5 of the Be Well Terms and Conditions (available at https://www.letsbewell.ca/terms-conditions), or for any other purposes of which we may advise you from time to time.
You must have enrolled in the Be Well program and have registered your Be Well card, or otherwise have called customer service, in order to redeem Be Well points. Any Be Well points collected on a Be Well card will remain the property of the Be Well Administrator until the enrolment and registration process has been completed.
You must redeem a minimum of 25,000 Be Well points at any one time, which are worth $10. Be Well points may be redeemed in increments of $10 up to a maximum of $200 (500,000 Be Well points) in a single transaction. A maximum of 500,000 Be Well points can be redeemed within a 24-hour period. In Ontario and British Columbia, Be Well points cannot be redeemed on prescriptions. The laws in each province and territory may change from time to time and you are advised to consult with your pharmacist for additional information in this respect. Be Well points you collect upon making a purchase cannot be redeemed for that purchase and can only be redeemed for a subsequent eligible purchase provided 12 hours have passed since the Be Well points were collected.