Get the RBC Cash Back Preferred World Elite Mastercard and use it everywhere you shop to get unlimited cash back, broad protection and a complimentary Boingo‡ Wi-Fi account. It’s everything you could want in a credit card.
Features and Benefits:
- Unlimited cash back*
Card Details:
| Purchase Rate: | 20.99% |
| Cash Advance Rate: | 22.99%5 |
| Annual Fee: | $99 |
| Additional Card: | $0 |
How Much Cashback Can I Get?
Use the slider to see how much cash back you can get in the first 12 months1.
Total cash back
- Earn up to 1.5% cash back on everything you buy
- Premium purchase protection for 120 days2
- Extended warranty triples the manufacturer’s original Canadian warranty2
- Protect your rental car with Auto Rental collision/Loss Damage Waiver Insurance3
- Get exclusive benefits and offers4 from a variety of on-demand apps and subscription services, like foodora‡ and Ritual‡.
- A complimentary Boingo‡ Wi-Fi account that keeps you connected
- Access to World Elite Mastercard experiences and offers
- Instantly save 3¢ per litre on gas▲ & earn 20% more Petro-Points§ when you link your Petro-Points card to any RBC card online.
Apply for a RBC Cash Back Preferred World Elite Mastercard
Apply today and take advantage of this offer.
Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. Please note, this premium card can impose higher acceptance costs on merchants.
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*
Unlimited means there is no maximum cash back credits you can earn on eligible purchases (up to your available credit limit) per Annual Period. For complete RBC Cash Back Program terms and conditions, please visit: rbc.com/cashbackprefinfo
1)
You will earn i) $1.50 cash back for every $100.00 (1.5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), up to a maximum of $25,000 in Net Purchases per Annual Period and for a maximum Cash Back Reward of $375.00, and ii) $1.00 cash back for every $100.00 (1% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments) in excess of $25,000 per Annual Period, unlimited. Provided your New Cash Back Balance is $25 or greater, Cash Back Credits earned during the Annual Period will i) automatically be credited to your January Account balance and appear on your February Account Statement, and/or ii) be credited at any other time, upon request. Cash Back Credits are earned on Net Purchases only; they are not earned on Cash Advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the Cash Back Credits earned by the amounts originally charged. For complete details, please refer to the RBC Cash Back Program Terms and Conditions at www.rbc.com/cashbackterms 
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2)
Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages underwritten by Aviva General Insurance Company. All insurance is subject to limitations and exclusions, please refer to the insurance certificate for complete details. All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details or visit: https://www.rbcroyalbank.com/credit-cards/cardholders/documentation.html.
3)
Underwritten by Aviva General Insurance Company. All insurance is subject to limitations and exclusions, please refer to the insurance certificate for complete details. Please refer to the insurance certificate(s) included in your Welcome Kit for complete details. All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details or visit: https://www.rbcroyalbank.com/credit-cards/cardholders/documentation.html.
4)
Mastercard On-Demand and Subscription Services is provided by Mastercard as a benefit to cardholders of eligible World Elite Mastercard credit cards. Mastercard, not Royal Bank of Canada, is responsible for the terms and conditions related to this benefit. Further details on Mastercard On-demand and Subscription Services are available on the Mastercard website at: www.mastercard.ca/worldelite.
5)
21.99% if you reside in Quebec.
▲
To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC business clients will only be able to link up to two (2) business credit cards and one business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A Linked RBC Card means an RBC Card linked to a Petro-Points account. Your Linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your Linked RBC card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your Linked RBC Card. Each time you use your Linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.
§
Each time you use your Linked RBC Card to pay for qualifying purchases at a Petro-Canada location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points terms and conditions available at www.petro-points.com/terms. Petro-Points are not awarded on tobacco products, vaping products, gift cards, transit tickets and taxes on non-petroleum purchases. Only certain RBC credit cards earn Avion points. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Please allow up to ninety (90) days from the date the transaction is posted on your credit card statement for the bonus points to be deposited into Avion Rewards account.