Annual Fee:
Additional Card Fee:
Purchase Rate:
Cash Advance Rate:
Additional Fees:
- Cash Advance Fee: $5.00
- Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
- Dishonoured Payment Fee: $45.00
- Overlimit Fee: $29.00 (If you reside in Quebec, fee does not apply.)
- Additional Copies: $5.00 for Monthly Statement, $1.50 for Statement Updates at the ATM, $2.00 for Transaction Receipts
- Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)
Earn Moi points everywhere, on all your purchases Disclaimer 2
Your moi RBC Visa credit card rewards you with Moi points every time you use it to pay for purchases. Whether you’re in-person or online, you’ll collect Moi points wherever you shop.
Earn even more points in your favorite banners
Earn more Moi points
2X Points on Grocery, Beauty and Wellness
Earn 2 Moi points when you pay with your moi RBC Visa credit card and swipe your Moi program card at participating Metro, Jean Coutu, Brunet and Première Moisson stores. Disclaimer 2
2X Points on Gas and EV Charging
Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card. Disclaimer 3
2X Points on Restaurants and Dining
Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card. Disclaimer 3
1X Points on All Other Purchases
Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores. Disclaimer 4
Get More Perks and Benefits
Save 3¢/L at Petro-Canada
Link your moi RBC Visa credit card to your Petro-Points™ card to save 3¢/L instantly on gas and earn 20% more Petro-Points™ at Petro-Canada™. Disclaimer 6
Additional Features
Mobile Device Insurance Included
Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card. Disclaimer 8
Purchase Security and Extended Warranty Insurance
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase Disclaimer 8, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years. Disclaimer 8
For full insurance details view the certificate of insurance.
