Get the WestJet RBC Mastercard today
WestJet RBC Mastercard
- Cash Advance Fee: $5.00
- Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
- Dishonoured Payment Fee: $45.00
- Overlimit Fee: $29.00 (If you reside in Quebec, fee does not apply.)
- Additional Copies: $5.00 for Monthly Statement, $1.50 for Statement Updates at the ATM, $2.00 for Transaction Receipts
- Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)
Benefits and Features
- 1% back in WestJet dollars on everyday purchases3.
- 1.5% back in WestJet dollars on WestJet flights or WestJet Vacations packages3.
- Use WestJet dollars toward all or part of a WestJet flight or WestJet Vacations package4.
- Redeem WestJet dollars at any time5.
- No blackout periods and your WestJet dollars don't expire6
- Instant Fuel Savings at Petro-Canada. Link your card and instantly save 3¢/L on fuel7 and always earn 20% more Petro-Points at Petro-Canada8.
View more details.
- Credit Card Lock. Lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card by simply logging-in to the RBC Mobile app and choose the card you want to lock.
- Travel Services
- Guaranteed hotel reservations
- 24/7 Assured Assistance Customer Service
- More ways to save with your WestJet dollars12
Member Exclusive fares offer great value with exclusive discounts when you pay the full base fare with WestJet dollars. Find savings on more seats on more flights with options to book in Economy, Premium and Business. Sign in when you book and see when Member Exclusive fares are available.
Apply for the WestJet RBC Mastercard
WestJet World Elite Mastercard RBC
|Additional Card Fee:||$59|
|Cash Advance Rate:||22.99%*|
- Get 450 welcome WestJet dollars (a value of up to $450 CAD) when you spend a minimum of $5,000 in the first 3 months on your card16.
- Buy One, Bring One with a Companion voucher – every year! – starting from $119 CAD15 (plus taxes, fees and charges) Get an annual round-trip companion voucher for any WestJet destination15.
Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. Please note, this premium card can impose higher acceptance costs on merchants.
Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the round-trip companion voucher (the “World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard cardholders only, and annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the World Elite Companion Voucher only once for one of these options of: A) round-trip flight for travel in Canada and the continental U.S. for $119 CAD; or B) round-trip flight to/from the rest of the WestJet network for $399 CAD. Applicable taxes, fees and other ATC charges on the World Elite Companion Voucher must be paid at time of booking. World Elite Companion Voucher may only be used: A) for all published and eligible Basic, Econo, EconoFlex, Premium, and PremiumFlex fares wholly marketed and operated by WestJet; B) if the companion is travelling with you on the same itinerary; and C) for new bookings made through westjet.com or WestJet’s Contact Centre. World Elite Companion Voucher cannot be: A) used for Business, BusinessFlex or Member Exclusive fares; B) applied to existing reservations; nor C) used for group bookings or WestJet Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details. Additional cardholders are not eligible for the World Elite Companion Voucher offer. This offer may not be combined or used in conjunction with any other offer. Terms and conditions of the World Elite Companion Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. Additional cardholders are not eligible for the World Elite Companion Voucher offer.
Valid for new bookings only. Valid for one (1) round-trip for a companion of the primary cardholder flying on a full base fare, travelling on the same itinerary. Valid on all published Basic, Econo, EconoFlex, Premium, and PremiumFlex fares wholly marketed and operated by WestJet, including seat sales. Not valid on Business, BusinessFlex or Member Exclusive fares, nor combinable with a discount code. If one-way travel is booked, the voucher will be deemed fully used and the return portion of travel is forfeited. Booking must be made within one year from date of issue of the companion voucher; travel may occur after the voucher expiry date subject to flight schedule availability at the time of booking. Valid for travel until the end of the available flight schedule with no blackout periods. Voucher may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations to World Elite companion voucher bookings are allowed, except when a Basic fare has been purchased, which is a 100% non-refundable fare with no change options allowed. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of travel funds. Changes must be made prior to the expiry date of the voucher used for the booking for the voucher to be valid. Regular change and cancellation policy applies. This offer may not be combined or used in conjunction with any other offer. Other terms and conditions apply. Terms and conditions of the World Elite Companion Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. Visit westjet.com/companion-voucher for complete details.
New World Elite benefit “Status Lift”: Starting January 1, 2022, WestJet RBC World Elite Mastercard primary cardholders will have access to a new annual benefit to help you get closer to Silver, Gold or Platinum status each year, “Status Lift”. With Status Lift, you can earn $500 in tier qualifying spend which applies towards achieving the next WestJet Rewards tier for every $15,000 CAD in Eligible Purchases on your WestJet RBC World Elite Mastercard (up to a maximum of $1,500 in tier qualifying spend in a qualifying year). WestJet’s qualifying year is January 1 to December 31 of each calendar year. “Eligible Purchases” means net purchase transactions (including transactions on additional cards) that appear on your WestJet RBC World Elite Mastercard monthly statements prepared between January 1 and December 31 of each year, explained in further detail below. It is not based on the actual purchase or transaction date.
For example, Teal members earning the maximum of $1,500 in tier qualifying spend on Eligible Purchases with Status Lift would be halfway to achieving the $3,000 in tier qualifying spend to achieve Silver status. Similarly, members with existing Silver, Gold or Platinum status can use the $1,500 Status Lift towards requalifying for their current tier, or moving up to the next tier, as applicable.
Eligible Purchases for Status Lift are purchases for goods and services minus returns and other credits; credits for returns and adjustments will reduce or cancel Status Lift earned. Eligible purchases do not include fees, interest charges, or cash advances (including balance transfers, cash-like transactions and certain bill payments).
Tier Qualifying Spend
Tier qualifying spend derived from Status Lift is earned through Eligible Purchases on the WestJet World Elite Mastercard and will be included in the calculation for determining the tier and resulting status of the primary cardholder only, subject to these benefit conditions.
To determine your spend for Status Lift, WestJet will divide the WestJet dollars reported on your WestJet RBC World Elite monthly statement by the standard WestJet dollar earn rate of 1.5%. Any bonus or additional WestJet dollars you may earn will not count towards Status Lift. The date on which your monthly statement is prepared and the WestJet dollars earned as determined by Royal Bank of Canada and reported on your statement will determine the qualifying year that the Eligible Purchases and any resulting Status Lift will be applied to, regardless of when the WestJet dollars are deposited to your WestJet Rewards account. For example, if your monthly statement is prepared on December 27, your Eligible Purchases will count towards Status Lift for the current qualifying year, even if the WestJet dollars are deposited to your account in the following year.
Status Lifts are awarded based on your credit card monthly statement date (that is, the date your statement is prepared), not the purchase or transaction date for individual purchase transactions. For greater clarity, Eligible Purchases made prior to the end of the qualifying year will not be eligible for Status Lift for that qualifying year if they do not appear on a monthly statement prepared prior to December 31. For example, if your credit card statement is prepared on the 27th day of each month and you make a purchase on December 28, the transaction will be included on your January statement and will not be an Eligible Purchase for the current qualifying year.
Status Lift of $500 CAD will be awarded up to three times during the qualifying year when your Eligible Purchases total 1) $15,000, 2) $30,000 and 3) $45,000. Each Status Lift will be awarded approximately 10 business days after the credit card statement date in which the spend threshold is achieved.
To receive Status Lift, your credit card account must be open and in good standing at the time of the benefit award. If you cancel your WestJet RBC World Elite Mastercard credit card before the end of a qualifying year, WestJet reserves the right to remove any Status Lift or tier adjustments you may have received through this benefit. Status Lift amounts earned through this benefit are not counted towards the awarding of Milestone awards within the WestJet Rewards program.
The Status Lift amount and tier qualifying spend earned on WestJet flight or vacation packages will be combined to calculate total tier qualifying spend which counts towards the achievement of your immediate next tier. Your tier qualifying spend will reset at the start of each qualifying year (January 1st).
The end of the qualifying year is December 31, without regard to the time of the year that the WestJet RBC World Elite Mastercard credit card account is opened. This means that in the cardholder’s first year, the eligibility period for the Status Lift benefit may be less than twelve months.
This benefit has no monetary or other exchange value and cannot be sold or transferred.
WestJet and RBC reserve the right to change or withdraw the benefit at any time.
WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program, the terms of the WestJet Rewards Program including earning, redemption and administration of WestJet dollars and any program changes.