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Personal Banking > Credit Cards > Managing Your Card > Chip and PIN > Protecting Your PIN

Protecting Your Credit Card PIN

Similar to your debit card, your PIN becomes a key security element of your RBC® Chip and PIN credit card. Your PIN will be required as validation for transactions made at chip-enabled terminals. As always, it is very important that you safeguard your PIN and take the steps necessary to protect it and yourself from potential card fraud.

  • Never disclose your PIN to anyone including financial institution employees, law enforcement agencies, friends or even family members.
  • Choose a PIN that's easy for you to remember and known only to you. You should also consider changing your PIN from time to time.
  • Avoid using numbers that can be easily inferred from your personal information such as your date of birth, address, social insurance number, phone number, etc.
  • Do not write down your PIN or store it electronically.
  • Always shield the PIN pad when entering your PIN
  • If you travel, it is recommended that you choose a four-digit PIN, as some overseas terminals are not programmed to accept anything more than four digits.
  • If you suspect that your PIN has been compromised, change it immediately by visiting an RBC Royal Bank branch.
  • Read our Straight Talk (opens PDF in new window) brochure on financial fraud to learn more about protecting your information.

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