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Personal Banking > Credit Cards > Managing Your Card > Chip and PIN > How It Works

How Chip and PIN Technology Works

What is different about paying with a Chip & PIN credit card?

Chip and PIN cards together with chip-enabled terminals make a secure transaction system even more secure by validating both the card and the cardholder electronically. You will notice some changes but overall the process is easy and extremely secure. Roll over each of the icons below to learn more.

Chip & Pin – Step 1

Step 1

Insert your card into the chip-enabled terminal and leave it there.

Your card should never leave your sight. This helps to further reduce the risk of fraud.


Your RBC chip card should be inserted chip with the chip facing up.

Rollover the images to learn more

Chip & Pin – Step 1 Chip & Pin – Step 2 Chip & Pin – Step 3 Chip & Pin – Step 4

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