21.99% if you reside in Quebec, effective the first day of your next statement period after August 1, 2021

To receive the 15,000 Asia Miles welcome offer, your application must be received and approved by Royal Bank of Canada. Please allow up to 8 weeks from the date of card issuance for the 15,000 Asia Miles to be credited to your Asia Miles account. A 10,000 Asia Miles will be awarded to you if a total of $6,000 CAD or more in qualifying purchases and pre-authorized bill payment transactions is posted to your RBC Cathay Pacific Visa Platinum account within the first 3 full monthly statement periods (approximately 3 months from the date your account is opened), provided your credit card account is in good standing at the time you reach $6,000 CAD in qualifying transactions. Qualifying transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. The 10,000 Asia Miles will be credited to your Asia Miles account within 8 weeks after meeting the spending requirement. An additional 10,000 Asia Miles will be credited to your Asia Miles account within 12-15 weeks after the one year anniversary of your account opening provided your credit card account remains active and in good standing. This welcome bonus is not available to existing or former RBC Cathay Pacific Visa Platinum primary cardholders applying for or transferring to an RBC Cathay Pacific Visa Platinum card. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.This offer may not be combined or used in conjunction with any other offer.

Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a Retail Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases.

Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions.

“Local spend” means purchases charged to your account in Canadian dollars. Asia Miles are earned on qualifying net purchases in single receipt only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits, for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

You will earn 1.25 Asia Miles for every 1 CAD dollar equivalent of purchases made in a foreign currency with your RBC Cathay Pacific Visa Platinum card. Asia Miles are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the Asia Miles earned by the amounts originally charged. Please allow 6 – 8 weeks for additional Asia Miles to be credited to your Asia Miles account. Royal Bank of Canada and Asia Miles Limited reserve the right to withdraw this offer at any time.

Asia Miles Terms and Conditions apply. For full details please visit www.asiamiles.com

You will earn 1 additional Asia Mile for every 1 CAD (for a total of 2 Asia Miles for every 1 CAD) when you use your RBC Cathay Pacific Visa Platinum card to purchase Cathay Pacific tickets online at cathaypacific.com/ca. The Double Asia Miles offer applies to the amount charged to your credit card in Canadian dollars only, not to Asia Miles redeemed for award redemption bookings. Additional Asia Miles will be credited directly to your Asia Miles account 6 – 8 weeks after ticket issuance. To benefit from this offer, you must be a member of the travelling party on the same booking and must log in using your own Marco Polo Club/Asia Miles membership number. Royal Bank of Canada and Cathay Pacific reserve the right to withdraw this offer at any time.

Under 65 years of age, 31 days of coverage. For age 65 and over, 7 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.

Coverage underwritten by RBC Insurance Company of Canada. Please refer to the insurance certificate for complete details.

Coverage underwritten by Aviva General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

Coverage underwritten by Aviva General Insurance Company.

All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details or visit: https://www.rbcroyalbank.com/credit-cards/cardholders/documentation.html.

Cardholders can enjoy a 10% discount on all Hotel, Car Rental and Experience Awards made on travel.asiamiles.com. Hotel, Car Rental and Experience Awards are arranged by Asia Miles Travel Services Limited (Licence No.353953).

All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your printed Welcome Kit for complete details or online in Credit Card Documentation.

Up to CAD250 off (the “Discount”) eligible Cathay Pacific travel packages when you book and pay with your RBC Cathay Pacific Visa Platinum Card. In order to receive the Discount, RBC Cathay Pacific Visa Platinum cardholders must (i) visit cathaypacific.ca (ii) click ‘Book together and save’, and (iii) apply the promotional voucher code “CXRBCOFFER” (the “Code”) to eligible Cathay Pacific travel packages during the booking process now through 31 December, 2020.

• The Code is applicable to eligible Business, Premium Economy, and Economy Class travel packages originating from Canada to Cathay Pacific destinations, as determined by Cathay Pacific Airways Limited ("Travel Packages").

• Travel Packages must be booked and paid for on or before December 31, 2020 (“Validity Period”) and depart from Canada on or before December 31, 2021 (“Expiry Date”).

• The Discount varies by Travel Package level: CAD250 off a Business Class Package, CAD150 off a Premium Economy Package, or CAD50 off an Economy Class Package.

• The Discount is not valid for flight only bookings.

• The Code cannot be claimed after you have confirmed your booking.

• The Code cannot be redeemed against taxes, supplier fees, cancellation or change fees, administrative fees or other miscellaneous charges, which are the sole responsibility of the customer.

• This Code has no cash value and cannot be redeemed or exchanged for cash. The Code may not be transferred or sold and will not be replaced if it is lost or stolen.

• This offer cannot be combined with any other offer.

• Codes obtained through unauthorized channels, mutilated, altered, copied, forged, damaged, manipulated, or tampered with in any way will be deemed void. The Code will not be accepted if the code number is invalid or does not match the code numbers on the Cathay Pacific system.

• Cathay Pacific Airways Limited reserves the right to make final decisions and/or to withdraw (as applicable) on all matters relating to the Code. Royal Bank of Canada and Cathay Pacific Airways Limited shall have no liability for any website failure, coupon errors, any malfunction of computers, communications and facilities, any deficiencies of service and any loss or damage caused by email or other means.

• The Code is issued by Cathay Pacific Airways Limited. Cathay Pacific Airways Limited, not Royal Bank of Canada, is responsible for the terms and conditions of this offer and the Asia Miles program.

To participate in this offer, you must have an eligible RBC Debit Card, Personal Credit Card or Business Credit Card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one RBC Debit Card to a Be Well Card.

Eligible RBC Debit Cards are debit cards tied to a personal banking or savings account or a business banking or savings account in good standing that is set up to pay for goods and services at a store or merchant that has point of sale or other designated debit card terminals that accept debit card payments.

You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Be Well Card. Card linking may take up to 2 business days to process before Be Well points can be applied to purchases. Each time you scan your Be Well Card and pay with your Linked RBC Card, you will earn 50 Be Well points for every $1 spent on eligible purchases at Rexall Locations, in accordance with the Be Well Terms and Conditions available at https://www.letsbewell.ca/terms-conditions.

Be Well points are not awarded on taxes; tobacco products; products containing codeine; lottery tickets; alcohol; bottle deposits; gift cards; prepaid cards and wireless or long distance phone cards; event tickets; transit tickets and passes; post office transactions; stamps; passport photos; cash back; gifts with purchases; delivery charges; environmental levies; Home Health Care services/rentals and any other products or services that we may specify from time to time or where prohibited by law.

To "redeem" means to use your Be Well points to pay, or partially pay, for eligible purchases by using your Be Well card at the point of sale in participating Rexall stores following the instructions provided by the cashier, the point-of-sale terminal or other payment processing device. You can redeem the Be Well points you collect for eligible purchases, see Section 5 of the Be Well Terms and Conditions (available at https://www.letsbewell.ca/terms-conditions), or for any other purposes of which we may advise you from time to time.

You must have enrolled in the Be Well program and have registered your Be Well card, or otherwise have called customer service, in order to redeem Be Well points. Any Be Well points collected on a Be Well card will remain the property of the Be Well Administrator until the enrolment and registration process has been completed.

You must redeem a minimum of 25,000 Be Well points at any one time, which are worth $10. Be Well points may be redeemed in increments of $10 up to a maximum of $200 (500,000 Be Well points) in a single transaction. A maximum of 500,000 Be Well points can be redeemed within a 24-hour period.

In Ontario and British Columbia, Be Well points cannot be redeemed on prescriptions. The laws in each province and territory may change from time to time and you are advised to consult with your pharmacist for additional information in this respect.

Be Well points you collect upon making a purchase cannot be redeemed for that purchase and can only be redeemed for a subsequent eligible purchase provided 12 hours have passed since the Be Well points were collected.