A Smart, Automated Way to Invest

If you'd like to grow your money without the heavy lifting and high fees, let our pros select, buy, and manage your investments for you. Backed by expert advisors, RBC InvestEase offers a smart, automated way to give you a professionally managed portfolio at a low cost.

Low investing fees — after the first 6 months no management fee period, you’ll pay only 0.5% management fee for the same great service¹. Lower fees means more of the money you earn from your investments stays with you.
Unmatched convenience — track your progress 24/7 and make deposits in real time using your existing RBC Online Banking³ account or the RBC Mobile⁴ app.
Access to Professional Advisors — connect with our expert Portfolio Advisors by phone or by email for personalized advice.

How Does It Work?

Start with Just $100 — Open and fund your account, and get started with as little as $100⁵. We’ll manage and rebalance your investments to help you stay on track.

Easily Track Your Progress — Contribute funds or view your investments anytime, all online.

Get Guidance if You Need It

Our experienced and accredited Portfolio Advisors are here to guide you, whether you have questions or you just want to discuss your investment plan.

1-800-769-2531 (1-800-ROYAL-31)

1-800-769-2531(1-800-ROYAL-31)

FAQs

How do you determine the right portfolio for me?

We recommend a portfolio based on your responses to the online questionnaire about your investment goals, time period and risk tolerance.

What types of investments are available?

RBC InvestEase portfolios include cash and low-cost exchange-traded funds (ETFs) to provide a well-diversified asset mix with fixed income and equities.

What is an ETF?

An exchange-traded fund (ETF) is similar to a mutual fund, except an ETF trades like a stock on an exchange. Similar to a mutual fund, an investor buys units in an ETF to own a proportional interest of a pool of assets such as stocks or bonds. With ETFs, investors have an opportunity to access a broad range of assets at low costs.

What types of accounts can I open?

You can open a non-registered investment account, a Registered Retirement Savings Plan (RRSP) and a Tax-Free Savings Account (TFSA). Even though you may already have other non-registered or registered accounts with RBC, you’ll need to open a new account.

How can I fund my account?

RBC InvestEase can accept money from any Canadian chequing, savings and investment account.

How does automatic rebalancing work?

Your investment portfolio may become unbalanced with too much of one asset and too little of another over time. When this happens, RBC InvestEase keeps you on track by buying or selling the required ETF units to bring you back to your original asset mix.

View All FAQs

Open Your First Account by May 31, 2024 and Pay No Management Fee for 6 months¹

Afterwards, enjoy the same great service and pay only 0.5% management fee per year on your investment balance. A promo code will be applied automatically.

Get Started

RBC InvestEase is a restricted portfolio manager providing access to model portfolios consisting of RBC iShares ETFs with each model portfolio holding up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada have entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.

Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.

The services provided by RBC InvestEase are only available in Canada.

To take advantage of this offer you must not have held an RBC InvestEase account prior to December 1, 2023. This offer applies to your first RBC InvestEase account only. Accounts opened from December 1, 2023 to May 31, 2024 using promo code SA112 will not be charged the regular 0.5% management fee by RBC InvestEase for 6 months from the date of account opening. RBC InvestEase will notify clients 60 days in advance of any changes to the fees associated with their account as set out in the investment management agreement. A weighted average management expense ratio will still apply to the ETFs held in our portfolios. For further information please refer to Pricing on https://www.rbcinvestease.com/ (opens in new window). This offer cannot be combined with any other offers. RBC InvestEase Inc. reserves the right to amend or withdraw this offer at any time without notice.

To receive the offer, you must use promo code when opening an account, if not automatically applied when using the link above.

RBC Online Banking is operated by Royal Bank of Canada

RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.

Your money will not be invested until your account balance reaches $100 or more. Small balances (less than $1,500) may be allocated to a Small Balance portfolio that invests in a limited selection of RBC iShares ETFs and/or cash. Our Small Balance portfolios follow similar risk profiles to our Standard Portfolios while investing in fewer RBC iShares ETFs.

Open an Account Today and Pay No Management Fees for Your First 6 months1.