Invest without Compromise at RBC
When you invest, two things can help make a big difference in your wealth over time—the right advice and performance after fees. Whether you’re saving for a home, retirement or your child’s future, let an RBC advisor show you how award-winning investment management1 and personalized advice can help you reach your goals.
|Receive ongoing support on your savings and investments, as well as your broader retirement, tax and estate planning needs.|
|Get advice how and when you want it—meet with an RBC advisor by phone, in person or over video chat (through MyAdvisor, an exclusive digital advice platform for RBC clients).|
|Benefit from actively-managed solutions. Built using underlying funds from RBC Global Asset Management, RBC Portfolio Solutions are monitored and rebalanced to capitalize on market opportunities to help you achieve long-term success.|
|Pay below-average mutual fund fees (s) as compared to the industry.2|
- Receive ongoing support on your savings and investments, as well as your broader retirement, tax and estate planning needs.
- Get advice how and when you want it—meet with an RBC advisor by phone, in person or over video chat (through MyAdvisor, an exclusive digital advice platform for RBC clients).
- Benefit from actively-managed solutions. Built using underlying funds from RBC Global Asset Management, RBC Portfolio Solutions are monitored and rebalanced to capitalize on market opportunities to help you achieve long-term success.
- Pay below-average mutual fund fees (s) as compared to the industry.2
The Management Expense Ratio (MER) includes a few different costs:
- Annual management fee: Paid to the fund manager for acting as a trustee and manager.
- Operating expenses: Covers fees to comply with regulatory requirements and fees payable to the fund’s board of governors.
- Taxes: These are the sales taxes on management and administration fees charged to the fund.
Investment funds pay investment fund managers a fee for managing their funds. You are not directly charged the management fee. But, these fees affect you because they reduce the amount of the fund’s return to you. Information about management fees and other charges to your investment funds is included in the prospectus or fund facts document for each fund.
A Track Record of Performance
Take advantage of RBC Global Asset Management’s 62-year history of managing money. Compare how RBC Select Balanced Portfolio fund has performed against its industry peer group3:
The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. Lipper Leaders fund ratings do not constitute and are not intended to constitute investment advice or an offer to sell or the solicitation of an offer to buy any security of any entity in any jurisdiction. Refinitiv Lipper Fund Awards, ©2021 Refinitiv. All rights reserved. Used under license. Best Overall Group over Three Years (PH&N Funds: 2010-2013, 2016, 2018-2021; RBC Funds: 2007-2008, 2014). Lipper Awards were based on best risk-adjusted performance for the periods ended July 31, 2021, 2020 2019, 2018, 2016, and 2014; October 31, 2012, 2011 and 2010; November 30, 2009; and December 31, 2007 and 2006. For more information, see lipperfundawards.com.
Comparing the average management expense ratios (MER) for all Series A prospectus-qualified funds issued by RBC Global Asset Management Inc. with reported MER data, relative to the average management expense ratios (MER) for all embedded commission series funds, with reported MER data available from Morningstar Research Inc. as of September 30, 2021.
Morningstar Research. The Canadian Investment Funds Standard Committee’s (CIFSC) Global Neutral Balanced category is comprised of funds that invest a minimum of 40% and maximum of 60% of their total assets in equity securities, and invest less than 70% of total assets in a combination of Canadian-domiciled equity and Canadian dollar-denominated fixed income securities. Category average performance calculated daily by Morningstar, which constitutes the category monthly by equally weighting all funds, and for each fund equally weighting all the different fee series offered by that fund, in the category. The category average excludes funds that are not priced daily. For more information, click here for the Morningstar category average methodology August 2017. Morningstar information contained herein is proprietary to Morningstar and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. © 2021 Morningstar Research Inc.
Financial planning services and investment advice are provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.
RBC Funds are offered by RBC Global Asset Management Inc. and sold by Royal Mutual Funds Inc. Royal Mutual Funds Inc., Royal Bank of Canada, RBC Global Asset Management Inc., Royal Trust Company and The Royal Trust Corporation of Canada are separate corporate entities that are affiliated. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.
There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus or Fund Facts before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. The indicated rates of return are the historical annual compounded total returns for the periods indicated including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. RBC Funds, PH&N Funds and BlueBay Funds are offered by RBC Global Asset Management Inc. and distributed through authorized dealers.