Feel Confident and Help Reach Your Goals
You don’t need a lot of money or experience to start investing at RBC. That’s because we have the expertise, personalized advice and powerful tools to help you build wealth and get results. Start today and give your money more time to grow.
Invest without compromise
From DIY investing to full-service advice—and everything in-between—you can have it all at RBC.
- Trade and Invest Yourself
- Get Access to Advice from a Branch Advisor
- Invest with Low-Effort and Low-Cost
Trade and Invest Yourself
RBC Direct Investing
Build your investing confidence with online tools, industry-leading research and resources to help you make the best trading decisions.
- Access your RBC accounts with a single sign-in and easily move money with free, instant unlimited transfers3 from an RBC bank account
- Trade the way you prefer -- using the RBC Mobile app4, online investing site, or the feature-rich customizable trading dashboard.
- No delays on quotes – stock and ETF prices update automatically, in real time5
- Plus, you can also open a Practice Account with $100,000 in risk-free “practice money” to feel more comfortable and test out your investing ideas. Available to all RBC Direct Investing and RBC Online Banking clients.
Get Access to Advice from a Branch Advisor
RBC Royal Bank
Whether you want to invest $100 or $10,000, you can access ongoing support from an RBC advisor by phone, in person or over video chat13 to help manage your investments.
Book an appointment with an RBC advisor to get a free personalized plan.
- Access tailored advice on your savings and investments
- Benefit from RBC’s 150 years of experience serving Canadians, including RBC Global Asset Management’s (RBC GAM) 63-year history of managing money.
- If eligible, receive help with your broader retirement, tax and estate planning needs through one of over 2,600 financial planners across Canada
- Pay below-average mutual fund fees (Management Expense Ratio)8
Existing Clients:
Sign in to RBC online banking to book an appointment.
New to RBC:
Call 1-800-769-2511
Invest Online with Low-Effort and Low-Cost
RBC InvestEase
Get a low-cost, professionally built investment portfolio, and start investing with just $1009. Our pros will pick, buy and manage your investments for you—all you need to do is answer some simple questions to get started.
Pay no management fees for your first 12 months.10
- Open an account online, from the comfort of your home, in less than 10 minutes.
- Spend more time on other things—we’ll manage and rebalance your investments to help you stay on track
- Access our Portfolio Advisors by phone or email if you have questions or want advice
- Log in to your dashboard to check your progress or add more money at any time
Contribute to your RRSP by March 1, 2023.
Contributions made by this deadline can reduce this year’s annual income, which could lower your tax bill6.
Which RBC investing service may be a good fit for you? Find your fit.
RBC Direct Investing Inc., RBC InvestEase Inc., and Royal Bank of Canada are separate corporate entities which are affiliated.
MyAdvisor is an online platform from RBC where you can view your financial information including visual representations (charts and graphs) of your retirement readiness, net worth, cash flow, and financial goal tracking. You can also see how varying your current approach can affect your savings and goals. The MyAdvisor platform also enables you to book an appointment with an RBC advisor and to meet with your advisor using video chat or phone to open new accounts, including investment accounts, and get advice on meeting your financial goals.
Financial planning services and investment advice are provided by Royal Mutual Funds Inc. (RMFI). Investment advice provided by RMFI may be delivered through the MyAdvisor platform. RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.
RBC Direct Investing Inc. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc.
RBC InvestEase Inc. is a restricted portfolio manager providing access to model portfolios consisting of RBC iShares ETFs. Each model portfolio holds up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.
Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.
The services provided by RBC Direct Investing and RBC InvestEase are only available in Canada.
There may be commissions, trailing commissions, investment fund management fees and expenses associated with investment fund and exchange-traded fund (ETF) investments. Before investing, please review the applicable fees, expenses and charges relating to the fund as disclosed in the prospectus, fund facts or ETF facts for the fund.
The ‘Start Trading Commission-Free for 2 years’ offer (the “Offer”) is subject to the following conditions: You must be a Canadian resident and not have an account with RBC Direct Investing as of the day before the first day of the Offer Period (defined below). By opening one or more new RBC Direct Investing accounts (“Eligible Account[s]”) using the offer code WDF11 between November 18, 2022 and March 31, 2023, inclusive (the “Offer Period”) you will receive a rebate of trade commission fees (“Qualifying Commissions”) for up to 100 trades of exchange-listed securities (which includes only equities and ETF products and excludes trades in options) traded in any of your Eligible Accounts placed via the RBC Direct Investing online investing site, Trading Dashboard, or the RBC MobileX app (“Qualifying Trades”). The Qualifying Commissions rebate will be available for up to two years from the day you open the first Eligible Account and will be deposited into the Eligible Account in which the trade was placed within 3 to 5 business days after your Qualifying Trade is filled. The Offer is non-transferable and is not valid in conjunction with any other RBC Direct Investing offer or promotion. You are solely liable for any tax consequences associated with the Offer, including any taxes owing for your account in connection with the Offer. Please consult your tax advisor for any specific questions regarding your personal circumstances and accepting the Offer. This Offer may be amended or withdrawn at any time. View full Terms & Conditions.
After the 100 commission-free trades have been used and/or the 2 years have expired, all RBC Direct Investing clients pay $9.95 flat CDN or U.S. per equity trade with no minimum account balance or trading activity required, or $6.95 flat CDN or U.S. per equity trade when you trade 150 times or more per quarter. This pricing only applies to trades placed through an available Automated Service (as such term is defined in RBC Direct Investing’s Operation of Account Agreement), including the online investing site and mobile application. Additional terms and conditions apply. Visit Pricing or call 1-800-769-2560 for complete details.
Fund transfers from an RBC Royal Bank account to your RBC Direct Investing account using RBC Online Banking, Direct Investing Online Investing, or the RBC Mobile app are processed in real time between the hours of 4:30 a.m. and 7:54 p.m. ET, seven days a week. Transfers into an RBC Direct Investing account made outside of these hours will be processed the next morning. Transfers out of your RBC Direct Investing account to an RBC Royal Bank account are processed in real-time between 9:00 a.m. and 4:00 p.m. ET, Monday to Friday (excluding holidays). Transfers out of your RBC Direct Investing account made outside of these hours will be processed the next business day. Locked-in, Registered Retirement Income Fund, and Registered Education Savings Plan (transfer out only) accounts excluded. Other conditions apply.