Let Us Help You Buy Your U.S. Dream Home
Get pre-approved for a mortgage1 to know how big you can dream. From dreaming to doorstep - our U.S. home buying process is built exclusively for Canadians to provide full-service support through every step.
Your pre-approval is good for 120 days
Save up to $4,500 USD in closing costs
RBC Bank doesn’t charge bank – or lender – fees on U.S. mortgages, which could save you thousands in total closing costs.2 Goodbye fees, hello sunshine. Apply by October 31, 2024
Why You’ll Our U.S. Mortgages
We can approve you based on your Canadian credit history and provide financing from coast to coast – in all 50 states! Plus, you can save up to $4,500 USD in closing costs because we won’t charge you bank or lender fees on your U.S. mortgage.2 Still not convinced?
- Choose a 3-, 5- ,7- or 10-year term3 with free renewals - amortized over 30 years to keep your payments low
- Reduce the one-time upfront impact of foreign exchange costs with just a 20% down payment plus closing costs
- Enjoy the convenience of no payment restrictions - make penalty-free, lump-sum payments any time
RBC U.S. HomePlusTM Advantage
A Team of Experts to Guide You Every Step of the Way
Shop With Confidence. Get Pre-Approved1.
Apply online in less than 5 minutes:
- Use your Canadian credit history to apply
- Your pre-approval is good for 120 days
- Start shopping in all 50 states!
So long mortgage fees2, hello dream home
Save up to $4,500 USD in closing costs on your U.S. mortgage with RBC Bank. Apply by October 31, 2024
- Typical origination fee of 0.50% to 1% of the loan amount
- Typical application fee of $950 USD
- Typical processing fee of $950 USD
- Typical commitment fee of $500 USD
- Typical underwriting fee of $500 USD
- Typical foreign national premium of 1% to 2% of the loan amount